Received my details of charges back a few days ago. Whilst the majority of these are within the 6 year limit a couple of them are form October 2000 and therefore slightly outside the "time limit". I have requested these back from the bank with all the others in the second letter I sent earlier this week so am waiting with baited breath on the reponse I'm gonna get. I wonder if the bank will knock these (its about £24)from the total amount? We will see:rolleyes:

Cheers, Currently I am a Previlege account customer for which I do pay a subs fee every month. Whilst working through my statements from 2001 I have discovered the following: A monthly charge of £8 plus variable amounts of "debit interest". If I had exceeded my O/D limit within the month this then increased the monthly charge to £10 and added "Daily Excess Charges" of £4.50 per day. These fees increased at various times throughout the period I am claiming back. There were also "Commission" charges debited on occasion. I just need to know which of these I can claim back to ensure the bank does not stall in refunding what was illegally taken from my account. I know if I spend a while going through the threads I will probably be able to discover this but this info will be useful for other newbies like myself if restated again. Paulman

Hi, These were around 2001/2002. I am currently trawling through the statements but the Co Op certainly make life difficult for you!! Am I correct in thinking I can claim back anything which is not a monthly fee for the running of the account? Paulman

Its a Co Op account. I didnt think I could but thought I`d better check. I think I can claim debit interest/commission/daily excess charge. Paulman

Thanks for that, I`m not sure whether I can claim back the monthly charge of £8 (later £10) or not. I doubt it?

I have just received my wad of statements from the Co Op and need a definitive list of exactly what I can claim back. If anyone can help I will be very grateful!! Paulman

Hello all, Started the ball rolling by requesting list of charges from the Co Operative and they have acknowledged my letter saying they cannot do a specific list but will post out all my statements from the last 6 years. Here we go!