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lnmrobinson

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About lnmrobinson

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  1. relating to original thread i have a megane doing exactly the same, put up with it for about 6 months now trying to get it sorted, had rac out, took it to 2 different garages, did everything they said; change this... this needs replacing... diagnostic test says this...all to no avail eventually took it to renault garage, they couldn't find any fault, although told us it was a common problem! we have spent hundreds in the past couple of weeks on the heap of junk and now we stuck, can't even sell it.
  2. Congratulations Dennis! at last! well done for sticking with it, its so worth it when you have the money!
  3. Hi, thanks for that I know my appeal is going to be simple but Im not sure if I can back it up, for a start ive only had the one letter demanding repayment, had no details on just the amount and a phone no to arrange payment. Ive spoke to 4 different people so far, 2 of which have given me different dates to which the apparent overpayment relates, so how can i appeal when they dont even know what period its for? the other thing is, after we stopped claiming we moved house, according to them they sent us something that we had to send wage slips etc so they could work out if they had paid
  4. I'm glad i found this thread, sorry to hijack but does anyone know if there is any correct procedure to follow for appealing. ive got my form to fill out to appeal but don't know where to start with what to say to them, does it have to be in any legal terminology?
  5. Sorry to bother but; when you say write to the bank, is it the bank we write to or the solicitors? I received 2 blank copies of a Notice of Discontinuance from their solicitors asking that i fill that in and return one to them and send one to the court. Do I put a covering letter with this form or just send the form? Any help would be appreciated.
  6. Can't she just cancel the order? Surely she can say that the item was for xmas, it has not been delivered in time, their service isn't good enough & demand full repayment. A similar thing happened to one of my friends last year, they ended up with 2 of the item ordered & loads of freebies thrown in!
  7. Have you not threatened him with reporting to ebay? A similar thing happened to me, after several emails back and forth I demanded repayment otherwise I was going to report to ebay, I was quickly refunded and I returned the item. Although some people just don't care. I have found though that they don't like the threat of being reported and being struck off. could be worth a try before having to go to court.
  8. Hi there, i have just ended my first claim with natwest. Claiming all charges for the past 6 years. I, like yourself had the bank statements, so no, you don't have to ask for the charges, although it does take time to go through the statements & work out what you are entitled to claim back!. As happyolddog says, read other successes with natwest, they always gave me hope when I was feeling down. it is a good idea to start your own thread within natwest section, people will gladly give you advice, knowing what happens at each stage etc. There will always be someone at a simil
  9. Thanks Meagain, Your advice was helpful, I phoned them today (I know you said in writing, but I thought I'd get the ball rolling) asking for any documents they had to say what we had been paid and when. I'm sorry for saying but she was a right snotty cow. Basically she told me a different story to what I had been told the other day on the phone. Now she is saying that it was only the period that I actually claimed, nothing to do with my ex claiming after I left. She said that the period in question was April 03 to sep 03 where the overpayment was made (I indeed was claiming t
  10. Hi all, I will be more than happy to sign the petition. I received a letter the other day saying there were sending baliffs round to me for £1250. This was the first I'd heard about it! When I phoned they told me what period it was for, it was actually my ex hubby who was claiming in that period as we were separated, I had nothing to do with it, I wasn't even aware that he claimed anything, although they tell me it was a joint claim between me & my hubby! I had to tell them several times I wasn't even there, I didn't know anything about it! The woman then replied, "I understand wha
  11. Hi, I had the same situation, they argued in a previous letter to me about the 6 year deadline (when they sent the letter it made around 1 month over the 6years)but I replied with the template letter saying...it was within the 6 year limit when I first contacted your client... blah.. blah... will let the court decide..... I received my cheque yesterday for the FULL amount, including the month which they disputed with me, bearing in mind that month in question is only £60 of the total claim. Perhaps, reply saying thank you but no thank you unless it is the FULL amount requested originally,
  12. Forteboy, please tell me you have received your cheque? I'm a couple of days behind you and received my cheque today, in full, so hopefully, if you haven't received it yet, it should be soon. Good luck.
  13. Please move my thread & mark as *WON* : Robinson Vs NatWest Thank you!
  14. OH MY GOD WE WON!!!!!!! CHEQUE RECEIVED TODAY FOR FULL AMOUNT £2870.00 (INC COURT FEES). The cheque states pay: lnmrobinson into acc XXXXXXXX, but I have paid it into our parachute ac with A & L, so hopefully it will clear ok. Right, on with our second claim against NatWest for the charges we have had while the original claim was on-going. THANK YOU TO EVERYONE ON THIS SITE, MICHAEL BROWNE ESPECIALLY, FOR HELPING US ON THIS THREAD. ALSO TO ALL OTHER THREADS, ALL INFORMATION GIVEN HAS BEEN SO HELPFUL AND THE MOTIVATION IS THERE WHEN NEEDED (WHICH HAS BEEN A LOT!).
  15. Thanks nattie for your info on these issues. I am a little confused though, I have recently been told during a telephone conversation by collections dept that my account is now dormant, although I have paid money into it, as little as 3 months ago, trying to pay off the overdraft, this was took straight away in charges and the debt is building, purely in charges. My thought is: Can the account be dormant if I have used it regularly until as little as 3 months back? if the account is dormant, should I have not been informed officially (ie not by just dropping it into conversation).
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