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mwl

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About mwl

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  1. This topic was closed on 03/06/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  2. also in the mirror here ONE of Britain's banks thrown down the gauntlet in a growing row over rip-off penalty charges. ALLIANCE & Leicester will shut the account of anyone who threatens them with court action over the fees, it said yesterday. A&L said it would give customers 30 days' notice before closing an account if they plan to sue. The move come a week after the Office of Fair Trading threatened banks with legal action if they failed to cut their penalty charges. The British Bankers' Association said it was unaware of other banks going this far.
  3. Yes In court if your friend has a registered disability then you can act on their behalf under the title "Litigation Friend" on the claim form. You can act on the claimants behalf however you can not charge fees ( that are recoverable against the bank) for your services [not that you have suggested you would]. The simplimst way (to avoid Data protection rules/ litigation friend suitability forms, is to prepare the case for your friend but issue it in her name. You can state an address for correspondence to be sent to (which can be yours if you wish). The above is presuming it goes that f
  4. halifax have sent me a standard "we ARE SORRY YOUR NOT HAPPY LETTER" however the halifax franked postmark is 11 days after the date of the letter and after ive already issued a claim their head of legal services has now acknowledged the claim pushing it to 28 days
  5. thanks for the clean up 21/05/06 now issued a claim following their non response to initial request and letter before action. have added £150 admin and legal expenses ( my solcitor entered the claim) (dont worry ill get it all back ) total £705.81 next round has begun
  6. well done one question though how did you manage to rack up £15 000 of bank charges in a 6 year period ??
  7. ive had the same my post details this also. scan on its way
  8. Sent initial DPA request with £10 cheque, but to a different address than listed on the site, for all statements dating to March 1998 and details of manual intervention. Received today less than a week later in one envelope with a hand written address franked in Glasgow (although letterhead is leeds) which had burst open with an apology envelope from royal mail. All appears to be in including a letter from a "Danny Mullins" customer services ( all grammatical errors are Dannys own) Thank you for your recent enquiry regarding the issue of copy statements for you're above names ac
  9. Sent initial DPA request with £10 cheque, but to a different address than listed on the site, for all statements dating to March 1998 and details of manual intervention. Received today less than a week later in one envelope with a hand written address franked in Glasgow (although letterhead is leeds) which had burst open with an apology envelope from royal mail. All appears to be in including a letter from a "Danny Mullins" customer services ( all grammatical errors are Dannys own) Thank you for your recent enquiry regarding the issue of copy statements for you're above names ac
  10. better than that, waiting for them go to http://www.saynoto0870.com which is a free site search abbey and get a full list of DDI (local 0121, 020, 0161 etc) and 0800 (free phone) numbers for different departements that have 0845 numbers works for all banks and most other large businessess ! another option to get money from them is to set up a free 0871 number which diverts to you landline they have to pay to call it and you get money from each call. give this to banks/utility companies as your contact number then put them on hold if you want
  11. read about this site on Moneysaving expert and a few other so thought Id just thought id start the ball rolling I know when i was travelling around australia and other parts of the world in 2000 i picked up a few charges and when i was made redundant (company went into liquidation) from my job without being paid or notice pay while at uni, the same happened in the month it took me to get poid from my new job, so should amount to a nice amount when i tot them all up im fairly experienced in issuing and defending small claims action ( part of my job) so not phased by this. although i m
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