:-D I won, i won. I've just checked the account online and I've been paid today, but not my £50 court fee. I pressume that will come along later. Mnay thanks to the NW for such an interesting ride. Thanks especially to Michael for your advice and everyone else who has contributed to this site. Off to have a bottle of wine on NW.:grin::grin: I hope all of you keep faith out there and keep going. J

Can anyone tell me if I need to prepare abundle. My claim was acknowledged on the 5th May and I have still not heard anything. How long would I have to put a defence together? The pressure seems to be building up now and nothing will happen over the bank holiday..........aghhhhhhhhhh!!

Tiatia, I'm still a newbie, but it took several days for the acknowledgement to come through the post, even though it had appeared online several days before. Just hold out. Once it arrives, then send off your copy of your charges to the solicitors....probably Eversheds. Their address will be on the second page. I hope this helps. Good luck. I'm still waiting, my was acknowledged on the 5th May. I'm a bit worried that they may put in a defence. J

Cheers Michael, What would I do without you? J

Can anyone tell me when I am supposed to send the spreadsheet off to Nationwide. My MCOL has been acknowledged. Do I receive anything in the post as the 'getting the MCOL right' said the solicitors address will be on page 2. Is this in an electronic format or a hard copy? Any advice would be much appreciated.

Well done OZZZ, Just waiting for mine.

Thanks Michael. Sent letter to court along with charges [x2]. What doe the question on MCOL mean 'Do you wish to enter Judgment by Default or by Admission?' I'm lost. J

Hi, I've just logged my claim using MCOL. What do I have to do now? I appreciate the claim will not go through until tomorrow. Do I have to send anything off? Kind regards J

Feakyleaky, Many thanks, what a fantastic thread this one is. Unfortunately, it looks as though I will have to wait and see what others do as they look as though they haven't got the statements to date. Damn shame. Once again, many thanks.

Hi All, I am currently doing a claim agaist HSBC, however, my biggest claim would be against HSBC or the Midland Bank as was. My only concern is that I closed my account about 6 years ago as I then started to earn some money. I have been reading that you can go back through the 6 year barrier. How do you start getting a list of my charges? As far as I can see it the letter only allows you to abtain info from within the last 6 years. Do I give HSBC £10 and ask for all my statements from say 1997 onwards through to the date of closure. I am unsure how this works. I hope someone can help.

Cheers Milktrayman, Is it not working because it is the weekend or is that me being thick? Thanks for your advice. With regards to the HSBC claim, do you know if you can get all the really old statements from say 10 years ago forthe price of £10?

I'm back and I'm up and running, but MCOL isn't working for me today. I will have another go tomorrow if I have time. I've now read that I can go back 6 years. That means I will have to have a go at HSBC, an account that I closed about 6 years ago, but I think there may be alot more money to be had there! I'll have a go.

Hi all, I'm going away on holiday and due to the 7 day extension I have given NW, it takes me away from my PC. I have already prepared my MCOL, should I do it all from abroad or wait until my return? Any suggestions would be good.

Hi all, another couple of days have gone by and I sent off a revised LBA giving a 7 day deadline, problem is off on holiday then. Anyone any ideas? I've prepared the MCOL, so I suppose I could do it from Spain with a San Miguel in one hand and press the button in the other and say 'Muchas Gracias NW' and then retire to the beach and contemplate on spending the rewards when they come through.

Thank you Milktrayman, will do . Out in the post tomorrow.