Hi Geri,I agree with previous comments.Get your money back and enjoy!

Hi ,geri53 ,Congratulations. I had the same two letters and I thought they had changed their minds! I took 9 days from the date of their offer letter till it appeared in my account.Start your countdown!

Hi ,geri53 ,Congratulations. I had the same two letters and I thought they had changed their minds! I took 9 days from the date of their offer letter till it appeared in my account.Start

Hi all,payment paid into my account Monday 9/7,(For your info GuidoT)Sending letter to court today and paying a grateful donation to the site

Will do,thanks

Sent a letter quite out of the blue.Still can't believe it

Won!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! LTSB HAVE SETTLED MY CLAIM! ££2879.55 +£350.55 interest+£220 Court fees!

Having scraped together £120 for my court fee,things are up and running at last.My claim has been transferred to my local court,Mansfield,with a date of 24th August.The AQ has been dispensed with but I have to pay a further £100 allocation fee by 12th August. Should I pay this now or leave it till the last minute hoping LTSB will settle early? Also I have until the 11th August (28 days after service of the order)to send in my bundle to the court and LTSB. Do I send the one to LTSB soonest and the court's later? Please can someone send me a T&C copy (as early as pos.say1997 'ish)? Thanks

thanks for that,reassurance is always welcome.

Well here goes! Using my on-line statement I was able to go back 4 years and added up my charges as £2529 +£350.55 interest. 23/11/06 Ist letter sent bank HQ. 05/12/06 1st sod-off letter from bank 12/12/06 2nd letter threatening court proceedings sent to bank 20/12/06 Reply from bank agreeing on this occasion to reduce the charges by repaying me £750 04/1/07 3rd letter to bank thanking them for the partial refund of £750 and giving them 14 days to pay the balance or court proceedings will commence.

Hi Dave,I've been reading your thread with great interest as I am at the same point as you with a nearly identical amount in dispute.With your pemission, I will rip off your latest letter to Lloyds and send it today,regards,Gra

HI, I used the letter on -moneysavingexpert.com-find the link to" reclaim bank charges" and the templates are there.Good luck

thanks ,Ian. I think you're right ,I'll go for it Gra

Hi all, I used my on-line statement to pull out 4 years charges(+ interest) and sent my first letter on 23/11/2006 (£2529+£350.55 interest).My sod-off reply letter dated 05/12/2006.I replied on 12/12/2006 threatening court action.I received a reply on 20/12/2006,saying the bank didn't agree to adjust any of the charges,but on this occasion they were prepared to reduce the charges by repaying £750.This was paid directly into my account last week.Do you think I should persue them for the rest,have I got them on the run or should I settle for what I've got(26%)?

Lloyds tsb have been ripping me off for years,I'm determined and slightly daunted,but I intend to win!