Hi, Just to get sure I was understanding things right. I doubled check your spreadsheet with the interest calculator from Bank Action Group. When entering a £10 charge incurred on the 31/03/02, BAnk Action Group finds £2.64 interest whereas your spreadsheet find £2.90 (both calculators show the same numbers of days) It's no big deal but I thought you might want to know.

Hi, Your thread is really exiting. Can't wait for you to get your money! I'll be starting my own thread soon as this site (a friend just told me about) just gives the boost to do it. I didn't know it was unlawful for banks to give all these charges but it never felt right. Now I'm glad to find out that pay back is possible. Thank you to you and all the people who've helped you. It's really inspiring and motivating.

HI, It was great reading your thread! I was just told about this site today and your thread is very exiting. Can't wait for you to get your money back! I am going to start mine in a minute but I'd just like to thank you and all people who've helped you. That's really inspiring and motivating. Those big bullies are very scary to me. Good luck.