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eeloojon

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About eeloojon

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  1. This topic was closed on 10 March 2019. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  2. This topic was closed on 03/05/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support their. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  3. This topic was closed on 03/05/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support their. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  4. This topic was closed on 03/05/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support their. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  5. Thanks for your reply. After I sent the letter I got a letter from the solicitors saying they had been instructed not to take any further action and that my file was closed, which I took to be of a result of my letter asking for it to be written off. But yes it did not specifically say it was written off. It is for £811.
  6. Hello everyone, hoping someone can help with this I rent a top floor flat and back in january I notified my landlord that there was some leaking from the roof near the bay window on to the wall to which she said she would notify the factors. About a month ago we had 5 days notice that repairs would need done to the roof joists to correct rotted beams. We were told by the company that it would take 5 days maximum but on the 4th day one of the builders said that the rot was deeper than they thought and that they needed a couple of days to discuss it with their bosses. The
  7. Hi everyone, I am just looking for a bit of advice. I have debt from an old overdraft that the bank tried to force me to pay when they closed my account because I reclaimed charges back from them. I am not in the position to pay this and told them this but they passed it on to debt collectors and a solicitors. I used nationaldebtline to write them a budget sheet showing I have no money left over and a letter asking them to write it off. I recieved a letter from the solicitors saying that nationwide had intructed them to take no further action. This was about 3 months ago.
  8. Hello! Back in november I recieved £1100 back in charges from Nationwide which left my O/D at £-700. They promptly closed my account and told me Lending Control would be in touch....they never did get in touch. Whilst my case was going on, prior to winning, Moorcroft were appointed to recover the full amount of the O/D- £1800 They mentioned "their client" in the letters so I assume they were acting on behalf of Natiowide. Recently I recieved a final demand before we take you to court letter from Moorcroft - claiming i owe them the amount BEFORE the charges were deducted. I know
  9. Hi all, I have a credit card debt for capital one for £590.67 that was passed on to capquest/HL legal. So far I have made no contact with them on the phone but have drafted a letter of settlement I was about to send to them after I have divvied up the money I have available between them and my other creditors natiowide. I was going to offer £232. Today I recieved a letter offering a "one time only offer" of £310.10. I don't want to pay more than £250 as this would stretch my budget for my other debt. None of this is my own money - I am using the remains of my o/d to pay them of
  10. Bah got the we are closing your account pay the outstanding balance within 30 days letter....is there anything I can do?
  11. I have recieved a full refund from nationwide after submitting a summary cause claim. Does anyone know what form it is from the scotcourts website that I send to the court to dismiss the claim?
  12. Woohoo after putting it off for too long (for reasons I cant even remember) I toddled down to glasgow sheriff court and issued a Summary Cause against nationwide. I got the forms back and sent them to a sheriff officer witha cheque for £15. 2 days ago recieved a letter from nationwide dated 21st November confirming they paid me the full amount of £920 charges, £86.04 in pending charges, £39.00 for expenses and £67.44 to cover lost interest!!! Wooooooohoooo!!!!! That was 2 days before I got the letter from the sheriff officer saying summons were served by next day signed fo
  13. Hello this is my first post in the DCA forum so be gentle! In the last year and a half I got into some debt trouble because of depression/gambling addiction out of control and bank/cc company throwing money at me even though it was blantent the number of gambling usage on my accounts (you can tell I am bitter!!). I stuck my head in the sand unfortunatley and being a student moved out my parents address not telling CapitalOne into a new flat then from there to a new flat without telling Nationwide. 2 weeks ago CapitalOne sent a default letter to my parents address and i paid the
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