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Ant84

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About Ant84

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  1. This topic was closed on 09 March 2019. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  2. This topic was closed on 03/07/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  3. This topic was closed on 03/07/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  4. This topic was closed on 03/07/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  5. Parents have had a small charging order on their property since 2007 now (only around £1,400) and now the property is about to be sold with exchange of contracts taking place this week. Their solicitors noted the charge on the Land Registry and it was for the figure mentioned above, however they contacted the creditor for a redemption figure and they now claim they're owed £1,950. I was under the impression that once a charge is registered, then it's registered at the amount given and it's not subject to increase whenever the creditor feels like it? Apparently my parents' solicitors
  6. Looks like I've posted this in the wrong forum, sorry!
  7. Parents have had a small charging order on their property since 2007 now (only around £1,400) and now the property is about to be sold with exchange of contracts taking place this week. Their solicitors noted the charge on the Land Registry and it was for the figure mentioned above, however they contacted the creditor for a redemption figure and they now claim they're owed £1,950. I was under the impression that once a charge is registered, then it's registered at the amount given and it's not subject to increase whenever the creditor feels like it? Apparently my parents' solicitors
  8. Hi guys, thanks for the replies. The court order was applied for by Bermans solicitors on behalf of Marsh Finance Ltd. As far as the PPI goes, this was added at the start of the agreement (so they'd have been paying interest on the £1,840 PPI) after Carcraft (I know, I know!) told my parents that they had to have it in order to be accepted for the hire purchase. I'm pretty sure a portion of the repayment amount will be for PPI, but I'm not quite sure how much yet. We do have a copy of the original agreement, I can blank some of the personal details and post it all up if it's any help
  9. Well they got the judgement for just under £7,000 after the judge decided their claim for interest was ridiculous. Not sure what my parents' options are now?
  10. Well we've just received the documentation from the DCA (2 hours before the court 'directions appointment'), so is there any chance of an adjournment here? Would it be a case of turning up for the hearing and requesting it or would it have to be done beforehand? Particulars of Claim are as follows... --------------------------------------------------------------------------------------------------------------------------------------- The claim is for monies due from the Defendants upon termination of the Agreement particularised below being the amount claimed due and unpaid as s
  11. Parents took out car finance a few years back (2004 or earlier) and had paid up £11,500 of the total amount payable, which was £18,500. In February 2007, they were in financial trouble and wanted to voluntarily surrender the vehicle, so they dropped the car off at the finance company HQ along with a cheque for the arrears (£540). The cheque, unfortunately, was never paid as there wasn't enough money in the account. The finance company gave them another week to come up with the money for the arrears but, being in financial hardship, that was impossible. Since then it's been passed on to a
  12. What does that solve, though? I'm led to believe the problem is due to excessive heat from the location of the power supply causing problems with the screen, which is a design fault. If they fix it under warranty, the one they replace it with will surely have the exact same problem? Basically I'm stuck with a duff £1,200 computer with a design fault and no way out?
  13. Purchased a new iMac in May this year. Been using it for a few months and absolutely love it, but I'm beginning to notice some problems with the screen. I should initially point out that it's still in warranty, I've had it for six months and two weeks and Apple market this £1,200 computer as a state of the art machine. Now - the problem. When I minimise a window or close a program, I can see quite severe ghosting of where the window was. It's getting to a point now where I can't help but look at it when I'm using the system. I'm not happy about it and expect better hardware from a product
  14. Would it make more sense to send a Subject Access Request C1, since they seem to be ignoring every request I make for the statements? As far as the PPI goes and the late payment/over limit charges, I was getting charged about £60 a month for these. Should be interesting if I put that into a compound interest calculator with the PPI.
  15. Haven't done anything about the PPI reclaim yet. However, Capquest ring me on an almost daily basis asking me what action I'm prepared to take on the account. I've informed them on every single occasion that they STILL haven't sent the statements they promised. Must be over 20 times now, yet the guy on the phone just now said they were sent out via standard delivery on June 26. I haven't received anything from them through the post yet they maintain their stance. I asked why they never 'sent out' the statements via recorded delivery which I asked for, and they said I should have them
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