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oldjonah

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About oldjonah

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  1. This topic was closed on 10 March 2019. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  2. This topic was closed on 10 March 2019. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  3. This topic was closed on 03/07/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  4. Got an Acknowledgment of Service today through the post. It says DG Solicitors intend to defend all of this claim. They have 28 days to file a defence. This sound right people......getting a bit worried here
  5. Thanks Spiceskull I recieved a letter from the court today, they posted the banks on the 7th so they probably got it today, but it will be served on the 12th. Thanks all
  6. Moneyclaim has been issued on the 7/06/06. Do I just sit tight now for either a response or 14 days? How do I know when the bank has recieved my claim? Thanks
  7. Thanks You too, must confess I ummmed and ahhhhed a bit before doing this. I haven't claimed for interest as I felt it wasn't worth it. Keep me informed of ur progress if you remember
  8. Moneyclaim is done and paid for. Can someone check this please, I put something along these lines and thats it. No interest. You have a contract with the defendant bank dated XXXX and which is conducted on their standard terms and conditions. You are claiming the return of money taken by the defendant in the way of charges over the last xx years plus the interest they have levied on those charges. The bank's charges are a disproportionate penalty and therefore unenforceable as they are contrary to common law. Further, as a disproportionate penalty they are invalid under the Unfair (Contra
  9. Moneyclaim is done and paid for. Can someone check this please, I put something along these lines and thats it. No interest. You have a contract with the defendant bank dated XXXX and which is conducted on their standard terms and conditions. You are claiming the return of money taken by the defendant in the way of charges over the last xx years plus the interest they have levied on those charges. The bank's charges are a disproportionate penalty and therefore unenforceable as they are contrary to common law. Further, as a disproportionate penalty they are invalid under the Unfair (Cont
  10. Ok.... I am hoping (but not expecting) for a reply from the bank in the morning. If not then I will be starting the moneyclaim complete with interest. I'm a bit surprised not to have had any real response to my LBA as many other people seemed to have had a great deal of success at this point. Thanks Ppl
  11. Come Friday I will be filling out the moneyclaim form as I have not yet recieved any kind of offer from the bank. I have addressed all letters to my local branch and recieved replies from David L Johnson in Sheffield. Should I do the moneyclaim to my branch, Sheffield or does it not really matter? Just looking at moneyclaim now and for my sum of £1220 the court fees are £120. I didn't expect it to be this high. Thanks all
  12. Why are some people being offered what they are claiming straight away and others do not even get a response? Does it depend on who gets the letter? Both the replies I have had said "forget it, your not getting your money back" Just venting ppl
  13. Ok just recieved this, it appears to relate to the prelim letter not the LBA. Dear Oldjonah Thank you for your letter dated 5th May regarding charges on your account. I am sorry that you have had cause to complain. You will appreciate that it is the responsibility of the customer to ensure that sufficient cleared funds are avaliable on an account to meet the items presented for payment. Where this is not achieved items may be returned unpaid, or the account be paid overdrawn with subsequent charges accrued in line with the bank's published tariff. I would confirm that the
  14. Thats weird!!! Yes did the prelim letter few weeks ago , had the standard we are looking into it response. They have had the LBA for 5 days and yet to have a response. Makes life interesting though
  15. Hand delivered my LBA to my local branch on the 19th. The cashier helpfully faxed it straight through to god knows where and then spent 15 mins talking on the phone. Am hoping for a reply this week, although not holding out much hope of not having to do the small claims as the amount was £1100. At least they haven't shut my account or come round and lynched me.....yet
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