I've won!! wehey!! £2,309 in me account today. thanks to all for info, encouragement and advice. keep going folks, it will soon be back in ur account where it belongs! cheers, Andy:D

Hi folks, can someone give me a little advise please? They've offered me the £2.300 back they took from me but if I'm to stay within timescales I need to hand in my AQ to court tomorrow. Shall I go ahead and hand in my AQ, plus £100, or shall i consider it dealt with and sit back and wait for my cheque? Any advice please, I don't want to mess things up now. Help, as always, very much appreciated. Andy

Thanks for that babs, after reading your day i think i'm gonna sit tight and wait to see what happens. sent my schedule off to D&G, dealing with a lady called Rachel Tomlinson. what's the timescale of events now, does anyone know?? Andy

Not sure what to do here..... mcol 28 days are up tomorrow. it looks like they entered a defence. what happens now then please? it says i will be notified of which court it has been transfered to. d7g solicitors have also written to me asking for a breakdown of all charges so shall i send them a copy of my schedule of charges? any help would be great!! thanks, Andy:confused:

Not sure if this is relevant but while i was at work yesterday i had 8 missed calls! Are they gonna tell me they're going to court on the phone or do you think they're gonna make me an offer?? wish i was sure what's going on!!

I've had an instruction letter from mcol which spells out all the possible next steps. how will i know whats happened if and when anything does? will mcol tell me or will i hear from solicitors or what??? bit confused now:confused:

a quick quiery if anyone is able to help, i've told em in me mcol details that i'm gonna send em another copy of the schedule of charges. is there a covering letter i send with this or do i just put ref claim of charges?? still not heard a thing from em cheers for now, Andy

oh oh, filed MCOL today and i might have been writting to the wrong address. saying that, it's the same address i wrote to asking for my statements and they all came back fine, not sure how i feel now.... will post with any updates ok guys

had some guy phone my house yesterday from my branch as a "courtesy call"! in all the 10 years i've had my account i've never had such a thing. he asked my folks to get me to give him a call today to see if all is well, i felt the urge not to so i didn't. did i do right or wrong? thanks for any advice lba sent last week

No word yet, the only worry i have tho is i've sent my LBA to St James St, london and it seems the guys here are sending everything to leeds Should i be worrying? cheers, Andy:confused:

Thanks Bong, yes i've sent a pre-lim and waited 14 days without response. this feels like the point of no return, just a little nervous i supose. I'll update as and when, cheers fella;)

Hello folks:) It gets serious from here! me v HSBC!! hope i've got everything right up to now, been reading everything i can find on here. lba going of today, for my £1,797 in charges back. I'm sending it recorded and the address is St James's St London, does this sound correct? Great to feel part of what's going on and i spread the word every day:-) Cheers for now, I'll keep you posted, Andy