This topic was closed on 03/06/19.

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- Consumer Action Group

Congratulations, great news!!:D

Barty:)

Hi

You need to use different POC's for credit cards and current accounts though:

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/116099-new-poc-lloyds-credit.html

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/107596-new-poc-n1-lloyds.html

Barty:)

Hi

You should do the credit card and current account charges as two separate claims.

Good luck, keep us posted.

Barty:)

Congratulations!!:D

Barty:)

Zootscoot has answered you in the post above;)

Hi

No need to send the statements back, fill in one of the spreadsheets from the link below, and send that to them:

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/182-6-interest-calculation-spreadsheets.html

If they are both current accounts (not credit cards) you could do them in one letter with both account numbers on.

Good luck, keep us posted.

Barty:)

Congratulations!!:D

Barty:)

Hi

These links should help:

http://www.consumeractiongroup.co.uk/forum/general/57708-draft-order-allocation-questionnaires.html

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/11644-allocation-questionnaires-guide-completion.html

Barty:)

Congratulations!!:D

Barty:)

Hi

So sorry to read that, that Judge sounds really awful.

Barty:)

Hi

Do not use MCOL now, you need to use an N1, have a look at this:

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/107596-new-poc-n1-lloyds.html

You can claim back the £75 Court fees.

Barty:)

Hi

If you can post up the exact words on your letter from the Court, I'm sure someone can help.

Barty:)

Hi

You can claim for:

Overdraft Excess Fee

Overdraft Usage Fee

Returned Cheques

Unauthorised Borrowing Fee

Unpaid Cheque

Unpaid DDM

Unpaid Direct Debits

Unpaid Items

Unpaid Personal Loan

Unpaid Standing Orders

Unpaid/Returned direct debit

Use one of the spreadsheets in the link below to work out the 8%:

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/182-6-interest-calculation-spreadsheets.html

Barty:)

Hi Sharon

I would give the Court a ring, see if you need to send in a "bundle", according to the letter it sounds like you don't need to, but I would ring them to check.

If the Court orders a Stay, these links should help:

http://www.consumeractiongroup.co.uk/forum/lloyds-bank/107584-oft-test-case-what.html

http://www.consumeractiongroup.co.uk/forum/general/108091-oft-banks-dont-panic.html

http://www.consumeractiongroup.co.uk/forum/general/108430-stays-info-guidance.html

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/17065-application-removal-stay-updated.html#post1046820

http://www.consumeractiongroup.co.uk/forum/cases-stayed-pending-oft/

Good luck, I remember the days of newborns and toddlers:o

Barty:)

Hi

There is a letter in the link below:

http://www.consumeractiongroup.co.uk/forum/show-post/post-487345.html

Congratulations!! :D

Barty:)

Hi & Welcome!

Start by having a read of the following link, the process is all explained there:

http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/31460-step-step-instructions.html

Good luck, if you have any questions, just ask on here.

Barty:)

Well done, great news!! :D

Barty:)

Congratulations!! :D

Barty:)

Good luck!

Barty:)

Hi

The next step is the Court claim, these links will help:

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/107596-new-poc-n1-lloyds.html

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/681-4-particulars-claim-n1.html

Barty:)

Congratulations!!:D

Barty:)

Hi

No need to inform Lloyds, you have already done this when you sent them the LBA.

All the info you need is in the links I provided in the previous post.

Barty:)

Congratulations!!:D

Barty:)

Hi

Sorry to hear that things didn't turn out the way they should have, chin up, March will soon be here:)

Barty:)