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ianconstable

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About ianconstable

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  1. This topic was closed on 03/07/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  2. This topic was closed on 03/06/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  3. Yes i was talking about the CCA. I do owe the money that is not the issue its the fact that the debt has suddenly been moved to a different company. I also spoke to Equidebt today and they know nothing of the debt being transfered to anyone else as I am still on their books. They told me to get in touch with their clients and see if they have moved it somwhere else. If they have does this happen often. Its hard enough to get a deal with one DCA let alone several over a period of time. Will now print and send the letter to them and see what happens.
  4. Thanks babybear 39, i've opened my own thread now to carry on with the process and progress.
  5. I have recieved a letter from Rockwell saying that they now have the debt that I had fought long and hard for Equidebt to accept. The ballances between the 2 Companys are nearly £65 apart. I phoned them as per the letter, forgeting to check with anybody here, and as I have now found out that was a bad mistake. I will be calling Equidebt tomorrow to see if they know any thing about this. Can I still carry out your procedures or have I shot myself in the foot. Any help Appreciated. Thank You. Ian Constable.
  6. Sorry to butt in, but I to have recieved a letter from them. under the same circumstances. But I phoned them and as I have now found outthat was a bad mistake. Can still carry out your procedures or have I shot myself in the foot. Any help Appreciated. Ian Constable.
  7. Hi Folks, Recieved a N24 Notice of Hearing form from the court. I have looked in all the FAQ's and can't find any reference to this form. Can somebody help me as soon as possible as the hearing is on this Wednesday afternoon. panicing a little, Ian
  8. Hi Folks, Just a short update, still waiting to hear from either the bank or the court. Ian & Maria
  9. Hi Folks, Well made the decision, I want the lot. Filed my Allocation Questionaire on the 23/08/06. Lets see what happens next. Can anyone tell me if a bank has sucessfully closed any members accounts yet. The main reason being that because of them I have had a lot of stress and problems. They seem to think that they have the right to take their money even if there is no money left in your account, which just snowballs into bigger problems the follwing month. Well thats got that off my chest, for the moment. Claim total now at £2301.68 Also started a thread under
  10. Hi Folks, Soory for the delay, been visiting my parents last 2 weeks. Any way lets get on. Came back to my allocation questionaire and a letter from abbey's lawyers with there defence, basicaly citing the terms and conditions of the account in that if you don't have the money we won't pay and charge you for it. Also in their letter they offered a good will payment of 50% of our claim of £1182.32 (my claim £2244.63) as full and final payment. They also dispute that "The claim is based on an argument that abbey should not charge at all. Even if it is correct (which is not accepted) tha
  11. No problem, printing now in the post tomorrow. Thanks.
  12. Hi Folks, Been offline for a few days. Got a letter from Piper, Rudnick, Gray, Cary Abbey's lawers i supose basicaly says "All correspondence through us from now on. We are in the process of preparing a defence. You have also failed to provide evidence for your claim, please provide all evidence." Any Advice, as we handed in our evidence when we filed the claim. Reference the bank account my wife got one in her name not a problem. Defence reply expiry 31/07/06 Will also prepare second claim against Abbey in a Couple of weeks. Ian.
  13. Thanks Karnevil, Haven't thought about it, Should I reply with a no as a courtesy, ha ha. What do you think is best. Ian.
  14. Hi Foloks, Well went ahead and did it, took my N1 form to the court 11/07/06, no problems they just took it and said they would serve it that day. Now it's a waiting game. On Saturday we recievied a letter from the Abbey of 4 pages. Basically it says "Were sorry that you hve had to complain but you made the problem and our charges are fair compared to other banks. We would like to offer you £270 refund as a goodwill gesture and this would be full and final settlement. If this claim reaches the County court we will review each case individually, and if we feel that the relationship wi
  15. Hi Folks, My LBA expires tommorrow, I will be filling my N1 claim on Tuesday. Just realised that we had a Yorkshire Bank account prior to the abbey, will start the DPA route as soon as we find the account number. I am still a bit wooried about my second claim to the abbey for the charges that I have no proof of as they still havent sent the statements. Do I just go for a estimated claim against them. Ian
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