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Micky the Hippo

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Everything posted by Micky the Hippo

  1. they're going to ask for a stay aren't they ... thanks for the updates, quite frankly I'm going to see what happens to you before getting mine moving again good luck fella
  2. micky here after all this time trying to remeber what happened and what didn't all those years ago um, I got better fairly quickly but my neck has never got better even after physio, I rather foolishly settled the insurance claim as the wife as a new kitchen to pay for still doing excercises every day, tendons down the sides of my head always a bit sore to really painful but otherwise fighting fit from something that might easily have killed me so no real grumbles here anyhow, it seems I had an active claim against Smile all those years ago
  3. gawd the OFT stay came at most two weeks too early for my last two claims against Barclays and NatWest, court dates and everything, rather upset at the time any estimates on when new court dates would be if they do lift the stays? and is there going to be a legal argumet to master? I pesume the old roll over and pay days are over and banks will be happy to argue the toss in court now with this new ruling backing them so strongly?
  4. I wasn't good at this when I ws doing it and I'm so rusty now I think if you'd sent the N1 they couldn't have done that, someone that knows more than me will have to confirm but I suspect you;d get a fair hearing from a court if you could show that you started the process of reclaiming charges, after all they've stayed everyone else, why should they be allowed to act against people unilaterally that said there's an argument that you haven't started any legal proceedings officially so they can go after their debt as per normal but I suspect a court would be sympathetic I sus
  5. ta, spoken to the MD again and we're all good today, I think everyone got a bit over excited, I'll do support over the phone as needed until the 8th, if I have to go in it's only for a few hours around my sudden childcare commitments to sort specific problems, they don't want me in unless essential works for me
  6. called an emplyee helpline, chap seemed on the ball, said if they hadn't specificallt told me that i did;t have to work then I must consider myself employed as normal until the 8th, so it's reasonable for them to ask me to train someone else in how to do something because I'm not actually redundant until the 8th and might not be even then to do otherwise might leave me open to being sacked bollocks
  7. Morning, told I was to be made redundant on Wed along with perhaps a dozen others, sat down with HR an hour later to be given the standard speil, a week's consultation and a decision then, in the mean time I coould go home which I did, four months money to be paid so fair enough so far The very nexy day the chap I work with who has been asked to work his notice asks me for help on the things he doesn;t know how to do ( a supervisor senior to him and junior to me was made redundant two months before so there's a degree of void still) I said sorry but no, this as the employer's problem and
  8. I told the judge that when arguing against Barclay's stay application To an utter lack of interest It's absurd
  9. I had my Barclays a few months ago, I took a day and nearly killed myself getting my bundles ready Another day off for the court date, B's barrister turned up and got a stay, no sign of any bundle from them, judge heard me out and was very polite but it was very clear that he had no intention at all to hear the case, actually said that he didn't have time even if he wanted to, stayed I appreciate this isn't helpful overly Perhaps it's worth getting your bundle in and going for non compliance when they don't, not sure that's worked for those that have tried it though, very rusty
  10. gee, thanks for the sympathy a letter from Co-Op saying that my cc is about to expire and they are declining to renew it, keep making the payments and stop any debits etc not fussed and happy to make the payments but is there anything I should do? insist it be converted to a loan or something although the coop card settled in full, my claim is against the coop card and Smile jointly and Smile are yet to pay anything beyond core charges so presumably the account is under dispute? perhaps? any ideas/advice? ooo and Smile chucked £40 of charges in last week and co
  11. aye aye slick, although i do have a receipt from a B employee accepting said bundle
  12. I rang the NW branch to grizzle about some recent charges amongst other things, they said they no longer had the discretion to waive charges and I had to put my concerns into writing I had a good old moan and mention my ongoing court case, the young lady asked for my claim number and I though eh? She rang me back ten minutes later to say that she'd found the claim number and would I please ring a number which she gave me, who should I ask for I said, not sure she said Blimey I thought, and called it, with a tiny hope that they were going to make me an offer It was merely a
  13. B seemed on the ball at Edmonton at least and I have to admit that their stay application was persuasive to the judge at least best of luck though, I've got two lovely court bundles if you want them barely used, especially the judge's copy I didn't get the bank's copy back, suspect that's in mint condition too
  14. good for you, I was ready today as well, had it all pat and straight in my head won;t B just ask for and get a stay when they show up on the day or have they already tried and failed?
  15. yep I am annoyed though at the way B went about it, leaving until the day like that NW and Coop got their stays in well early, fine but this one I took two days off, one to get the bundles finished and delivered and one for the case itself, some serious hard work in there and presumably a slot in the court's diary too
  16. Stayed Bs represented by a Miss Wells from Fountain Court, gave me a skeleton argument which went on a bit but basically said let the High Court deal with it Judge Cohen was a decent sort, I did a short version of the stay appeal argument from here and it sounded very good to me, the lady wife was impressed Miss Wells and the judge agreed that the Human Rights Act didn't apply as the OFT case was 'a couple of weeks' away and that even if the case was heard an appeal would take it past the OFT so what was the point, he was decent enough to admit that there wasn't time anyway. Sh
  17. mine's not stayed yet either case is listed for 2pm today! yuk yuk
  18. shirt and trousers ironed notes and arguements for the court all ready last snack of cheese and crackers being eaten, lets hope the judge has a better lunch and Barclays are all in deep sleep leaving here at 1pm for court at 2pm, hopefully home this afternoon with either a fat cheque or a thin stay, the barrister lady wife is coming along for a laugh wish hippo luck stand by for news later today hippo out
  19. Monday 22nd Best of luck with that stay, nothing to lose, I think decide what you will say and make sure you have it pat, judge knows you're a know nothing grunt, polite and well dressed and clean thereafter I'll have to get something ready for stay as I daresay I'll be stayed on the day after a day off to prepare bundles and gawd knows how much time preparing (not enough naturally) very very very annoying if they do I've read far too many threads where people say the judge had seemed to have made his mind up before B's wallah had even stood up still, what can we
  20. as luck would have it I was reading some Contract Law for my brand new Law degree course and lo and behold the chapter on Unjust enrichment and restitution, almost word for word as offered on one of the threads on here heaven knows what wonders lurk hundreds of pages further in the tome I can help you if you're nicked for trying to sell flick knives or under weight loaves of bread Bust as you want this week with course reading gonna have to scrabble together something simple to say in court over the weekend, that's busy too, is there anything useful on this site? anyon
  21. sorry, I've just twigged this a CC case I'll back out, I do have an Egg case in early stages, the arguments and approaches are very different as I recall
  22. no the judge specifically said that the M& argument had no basis in law and that judgement applies to the county courts let it go, honest there's a more sophisticated argument now but it needs learning properly, the banks have been beating CI claims for some time now and are unlikely to pay it imho I'm in court this Monday with a CI claim but frankly I'm letting the CI slide if the bank turn up and challenge it, I simply don;t have the time to research it properly and another that did still getting knocked back for CI made my mind up I'm no expert btw on any of the
  23. I'm no expert but the mutuality and reciprocity argument is a dead duck there's a new one of one of the CI threads that's at least new although someone says they gave it chapter and verse and the judge would have none of it other acknowledging that they'd 'won the moral victory'
  24. Howdy slick much happier now than I was at about 3pm this afternoon that's for sure just finished the bank and master bundle this minute the OFT nonsense dropped on my cases about a month before the settle up stage, ah well, I can only imagine that they've forgotten to get their stay, they wrote me the usual letter ages ago telling me they were going to stay the case CI was always in there for a punt, people were getting it when I started and the banks were settling everything, my attitude has always been that there was nothing to lose, I've read of someone that gave it a r
  25. What a nightmare of a day, been bundling all day without stopping Did it all in the wrong way, copied before numbering, doh Finished the court bundle at 3.40 precisely, having stopped making up B's bundle an hour before as the deadline loomed on the scooter and ride of the valkeries to Edmonton County Court, arriving with seven minutes to spare, and the wait for fifteen minutes as the nutters of Edmonton argued with the staff in 'General Enquiries' as if they were in court A man demanding over and over again that he be paid his money right now was repeatedly told that the j
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