I leave you guess how the second pair of the same boots have done, the sole and the upper have torn apart in two separate places on the same boot, about an inch in each instance, i was going to let this slide but two pair on the trot is too much. Two pairs and we're barely half way through the season, and the astro boots only see half the games.

Your business but they're trying to buy you off, what about your time to date? This case is rock solid isn't it? And this is their first offer. 'Offer him £200 to drop it'

Sorry, I thought it relevant to this thread.

I'm not a lawyer but if that case went to the appeal court and was upheld that it can be used as precedence by the lower courts can't it?

Hello, no real update here other then looking at me in Noddle and seeing the default date confirmed, this changes nothing does it? Account start date 18/05/2007 Date of default 27/05/2016

Hello, I too am defending an old Barclaycard debt claimed by Hoist and a little further along, you might benefit from my thread with what I imagine will be the same questions that I had and sequence of events

It even has a covering letter from BarcalyCard saying it's only the T&C. There no agreement there or anything with anyone's name and address on. As DX says. The BASE terms later on have 'Restricted Internal' stamped on them which implies they would not have been sent out to customers. So it has to be the correct T&C (no idea if they are) and it has to actually have the correct agreement form as well ...

I have to send them anything I will rely on no later than two weeks before the court date? is that my next deadline?

Hello again, been assigned to my local court, same judge that stayed one of my bank account claims for fees way back when. Early Feb with them to pay the fee in Jan.

Moved to my local court last week and today a letter suggesting I settle for £4,100 by Tomlin, I can take this as mild encouragement I assume before slinging on the pile?

Did this last week, took a long time to get through to them on a Friday, six odd call and then a 15 min wait on a queue, so allow some time.

Got through on about the fifth or sixth attempt over four odd hours then that waited on the queue for 20 mins, said no to Q2 on the grounds that they had not supplied documents they were supposed to have.

aintchoo quick, thanks

.

Oh I see, the mediation fella will ask me, I say that and that's pretty much mediation done? Thanks

Hello, I have my mediation day for the 7th, can I agree to the first two conditions? Is it just going to be a box ticking excercise? I point out that they have not complied with anything at all as regards CCA and without that i can hardly agree to a settlement? As ever, thanks 1. For mediation to be successful you would need to be willing to negotiate on the amount of the claim and have a degree of flexibility. Can you agree to this? 2. Can you confirm that you have enough information about the claim to allow you to enter into negotiations and that you do not require any further evidence from the other party before you can mediate

The N180 from Howard Cohen arrived yesterday, they are happy to listen to reasonable offers from me to settle at mediation ...

oh yes, mediation, thanks

Yes, thank-you for checking. I wait for a court date now?

N180 posted today (first class)

Thanks

The N180 and mediation paperwork arrived yesterday. On reading through everything all over again I noticed that HC say the agreement was opened on the 18th May 2007, how does that tally with the application they sent me stamped for June 2007? Does it matter at all?

Thanks

Hello everyone, a routine letter today from HC telling me they will be carrying on with the case and inviting me to make them an offer etc etc Will check the other threads as to what to do now or soon, as for response to my SAR request, I might as well not have sent it. dated the 29th and delivered on the 7th, it must have been delivered on foot

one thing you can be certain of is that the lawyers for the other side will always appear to be certain they will win, rihgtly or wrongly.