I have emailed them the following (will follow up with a hard copy by recorded delivery tommorow Account ref - xxxxxxx Dear Sir/madam Please can you confirm the following 1. How many liability orders you have against me 2. The dates they were obtained 3. The period of time each covers 4. How much each one was for 5. How much is still outstanding 6. The dates they were passed on for enforcement 7. The dates and amounts of any payments I will pay £50 on the 24th May 2013 following this subsequent payments of £50 will be made on or before the 31st of every month until the amount has been paid in full in respect of council tax arrears and not baliff charges. Regards

Thanks to you both, Ill set up a standing order via online banking tommorow. In the meantime if the Baliffs continue to visit and levy fees on top?

Hi dx100uk they have not been inside and I have no intention of letting them in. Thanks for the advice. I can pay £50-£100 tommorow when i get paid. Do i need to notify the council that i will continue to pay them and not the baliff?

I received a summons for unpaid council tax for a property i used to live in a couple of years ago. The amount was for £513.64 They asked for 1 payment of 257.00 and a second payment of 256.64. They refused to accept anything lower even though i couldnt afford that amount. I paid £50 online last month and today i have come home to find a letter hand delivered from Bristow Sutor demanding payment of £540.14. What can i do?? I am happy to pay monthly installments but in no way can afford the entire amount up front

Thought i'd wait a month or so before getting my credit reports. Just got them today and default has definately been removed!!!!

Thanks doo

Just received a call from Bcard this morning offering to settle for the full amount!!! Waiting for them to confirm in writing (they should be faxing or emailing at some point today) before i say anything to the court

Thanks elizabeth1. @doo i posted the addresses in my Barclaycard thread

Halifax have already settled with me so it's just Barclaycard left. I just sent my count bundle off to them yesterday

Thanks doo. The account was closed in 2003 so im not sure there will be any negative info

I've had a result as well! Thanks for your help Tanz

Letter recieved today from Capital One today stating that they will contact all the credit ref agencies and the default will be removed within the next 48 hours. Fantastic what a result!!!!!!!!!! p.s No mention of refund of charges in the letter though

Not yet Special_k. Only sent the bundle by recorded delivery yesterday morning.

Hi Doo, the address I sent the Sar to is Barclaycard, 1234 Pavilion Drive, Northampton, NN4 7SG. I sent the Prelim and Lba etc to Barclaycard, PO Box 599, Manchester, M60 3NF

Been so busy totally forgot about this. Court Bundle sent this morning

Doo Haven't heard anything since I rejected their offer and returned the cheque!

Congrats Tanz!!!!!!!!!!!!!!!

Thanks guys, i'm sure they will get the message eventually!

Crap one ignored my previous letter and still sent the cheque. I have crossed the cheque out and sent it back to them with a short note telling them to refer to my previous letter!

Cheers Tanz!! Off to the post office now to send them. Looks like they are getting inuandated with claims seeing as they couldnt even be bothered to read mine properly!!

Hi Tanz The letter I received from them on Friday was an offer for the full amount plus court costs and interest. Daily rate of interest and default removal not included

Have amended it slighty. The default was for £702, just want make sure i have calculated it the right way by taking the charges away from the default (£702default - 633charges) to leave a balance of £69. Let me know what you think Graham Daley Executive Office Capital One Bank (Europe) plc PO Box 5281 Nottingham NG2 3HX 26th February 2007 Re: County Court Claim number **** Dear Mr Daley I write in response to your ‘settlement offer’ letter dated 21st February 2007 and acknowledge receipt of this. I would like to point out that your ‘offer’ has failed to address the fact that I requested removal of the default, which was entered inaccurately onto my credit file. Please refer to the particulars of my claim and my letters of 22nd November 2006 and 13 December 2006. My claim is in 2 parts and they are intrinsically linked. I thank you for your attempted settlement, but since you are unwilling to see the correlation between the unlawful charges imposed on my account and the subsequent default notice, I must inform you that I do not agree to the settlement offered and my claim will continue through the courts. I am confident of my position and believe that I will be able to show a Judge that I was never lawfully indebted to you by the amount that is shown on the default register, or at all. At the time of the default notice, you had imposed £633.00 in unlawful penalties. By offsetting this amount against the actual balance of the account, my financial position would have been only £69.00 – thus the information passed to Credit Reference Agencies was inaccurate. Whilst you are attempting to persuade me that those charges were not unlawful, I would remind you that I am fully convinced that they are. It is a County Court Judge that you will need to convince otherwise. Clearly I have no power to stop you from sending me a cheque, but I wish to make it perfectly clear to you that your actions should not be interpreted as an agreement on my part and this cheque will not be cashed. If I receive any monies directly from your organisation in relation to this settlement offer then they will be returned immediately. Should you wish to review your position with regard to removing the default from my credit files then I would be more than happy to enter into further discussion with you in the hope that you might avoid wasting the court’s valuable time. I should also clarify that you have failed to include the daily rate of interest accruing since the date of claim, which is £0.20p per day. I trust that this clarifies my position. Yours faithfully **** Enc: Copy of preliminary request dated 22 Nov 2006 Copy of letter before action dated 13 Dec 2006

Thanks doo

Thanks Tanz if it's ok with you can i also use the letter in post #242 to notify the court about this. Thanks!!

Letter received from crap one today offering full amount but no mention of default removal. they cant have read my claim properly, lol. says they will send a cheque within 14 days and will file of defence on the basis that they have settled with me. Like im gonna take that lying down, lol