Hi I have just read all your threads. I have just received all my statements over the last six years and like you my charges amount to just under 4.5k. I couldnt believe it! My charges are 99% due to them taking charges out of my account at the end of a working day and taking me overdrawn again. Does this sound familiar to you? Your story is really inspiring me - how are you getting on?

Hi I have just received 6 years worth of bank statements from RBS. Having calculated my charges for two accounts the charges total up to just over £4,000. Most of the charges are due to the bank taking charges out of my account and taking me overdrawn. To be honest I am quite shocked at how much I have paid over the years some months I have paid £80, but generally its £28 per month. Do you think I have a chance? I am about to send my letter asking for the charges back so any advice? Thanks