farrelloa
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Double Defaults from one debt....
farrelloa replied to farrelloa's topic in Credit Reference Agencies
Now if only I could get rid of that damn default QQ plonked on my file. Hmmmmmm? Do QQ / MacHall jst use CallCredit to register defaults or do they also put them on Experian & Equifax? Regards Farrelloa- 8 replies
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Double Defaults from one debt....
farrelloa replied to farrelloa's topic in Credit Reference Agencies
Thanks Brig, Ill wright to both and ask for a correction! Regards Farrelloa- 8 replies
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Double Defaults from one debt....
farrelloa replied to farrelloa's topic in Credit Reference Agencies
Cheers! Thanks for the quick replies, its much apreciated. Brig amazing infocouldnt ask for more. Best regards Farrelloa- 8 replies
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Hi all...Im new to this so please bare with me.....I had a payday loan with the dreaded Quick Quid all was fine until I had a bit of an personal issue and couldnt afford to pay my loan in full the amount to pay was around the £1500 mark. I contacted QQ and explained the situation and they agreed to split the balance over 4 equal payments. I payed the first two months fine but then my car imploded (Timing Belt) and I couldnt affort the full paymnet the next month. I expalined my situation to QQ and asked if I could either delay or re-arrange the amounts so id pay less this month/more next or extend the payments by one month, but as you can guess it fell on deaf ears.The debt got passed to Mac Hall and had the demanding letter from them etc. So I phoned them spoke to someone and payed the debt in full as requested and on time. (If only QQ would have listened - fools)On checking my credit file I see that defaults have been registered by BOTH QQ and Mac Hall so im showing two for one debt???QQ have put four D's in a row and Mack Hall two D's,both are showing settled..Can I have two defaults for one debt? I have phoned both companies and they both say its correct and I should take the matter up with the other party...Any advice much apreciated.
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