Thank you loads

Hi everyone, I am about to make a claim against the above. I have received claim doc from BoS to fill and return within 14days. Does anyone have any experience of filling the form or claiming against them, so I do not make an error. They have sent me questionnaires for loans and credit cards Also, I have previously claimed bank charges from welcome finance and capital one some years ago. I have lost all the paperwork. Can I still claim PPI against them, and does anyone have their address or know how to make the claim. All advice is highly appreciated.many thanks

I just recd this response below from the e-mail I sent to FSCS regarding claiming against welcome finance. I have read somewhere that even their lifecare insurance is a PPI. (this is the policy I was missold) Would you please advice if I do have a case for making a claim. Thank you. Dear Mr xxxxxxx Thank you for your email received 18 June 2012 regarding a Payment Protection (PPI) claim. I have completed a review on the account you took out with Welcome Financial Services (WFSL). I can confirm you did not take out PPI on this agreement. Therefore you are unable to make a claim regarding PPI at this time. I hope my email has been of help, however, should you need any further assistance, please contact our Customer Service Team on 0845 373 0386 who will be more than happy to resolve any queries. Yours sincerely xxxxxxxxxx Customer Experience Team >>>>>>>>>>>>>>>>>>>>>>>>>>>>> Dear Sir/Madam I have previously asked you to send me the relevant claim form for claiming PPI compensation from Welcome Finance. However, I received no response from you. Would you please send me the claim form as soon as possible and include details of where to send it. Thank you very much. My details are as follows: Mr xxxxx. Address. Account No.xxxxx

Hi, Could a PPI claim be made even when the credit card application was completed online? I also want to make a claim against MBNA credit Card PPI. However, I think the application was completed online and I apparently ticked 'yes' to the ' would you want PPI question'. I have received my statement following a SAR. Would I still be able to make a claim? I obviously ticked yess to PPI, as I had thought , my application would be turned down if I did not include PPI Thank you

Hello ims, I also want to make a claim against MBNA credit Card PPI. However, I think the application was completed online and I apparently ticked 'yes' to the ' would you want PPI question'. I have received my statement following a SAR. Would I still be able to make a claim? I obviously ticked yess to PPI, as I had thought , my application would be turned down if I did not incluse PPI Thanks again.

Hi ims, Hope you are well. I have finally received my statement of accounts from Welcome Finance and have also cleared my the debt in full on 24.05.2012. I am yet to receive appropriate claim form from the FSCS. (Reminder e-mail sent today) Thanks again for the PPI calc spreadsheet. Would you kindly go through the attached and pls advice if I had completed it correctly. Pls make any amendments as necessary and your advice is very much appreciated. Kind Regards PPI Claim -Welcome Finance- Check page.xls Welcome Finance Statement of Account.pdf

I just contacted FSCS to ask for the relevant paperwork. I was put through to welcome finance. I told them i wanted the FSCS to make a claim against welcome. She said i was at the right place, took my details checked & said "there is no PPI on your account". I told her that their 'lifecare insurance' is a PPI. she said they are only looking at PPI's right now and that they are almost at the end of that stage and will begin to look at other insurance soon after. She said she will add my details to the spreadsheet & they will write to me when they start looking at other covers but unable to tell me when. I told her I will seek other means of redress.

Hi, I no longer have a cheque book. Could I send a postal order for the SAR?

Hi, Really grateful for your advice & time. I'm going to contact my bank and ask if they could provide a statement of all pymts made to welcome. If they can't do this then I'd send a SAR or whichever is less expensive. I will post progress on this thread. Thanks a million again

PDF.pdf Thank you so much Please find the pdf documents as requested. Should I call the FSCS to lodge a claim and request their questionairre now? Also If I am unable to retrieve my bank statement going far back as 2008, should I send a SAR for all docs? Kind Regards

Thank you ims. I am not sure of what I can claim. I maintained regular payments for very long but I defaulted due to financial hardship. However, I have since made further payments by debit card and redued the balance to £100.00 to be cleared off next month as advised. Can I make a claim for the payment I made with debit card after defaulting or just for the period when regular payments were being made?. Kind Regards

Thank you ims, Very very helpful.

Thanks a million, Do I just click on the signature icon for access to view the No1 & spreadsheet as advised?

[Yes you can Have you got statements for Cap1? Is it a Halifax card and if so have you got all the statements for that too? ims] Thank you, It is is good to know and yes, It was a Halifax card. Bad news is I have discarded all documents for both of them after the compensation.

Hi, Could I still make PPI claims against the Halifax and Capital One 4 years after they have compensated me for unfair bank charges?