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nij4t2

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About nij4t2

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  1. This topic was closed on 10 March 2019. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  2. This topic was closed on 03/08/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  3. This topic was closed on 03/07/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  4. This topic was closed on 03/07/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  5. This topic was closed on 03/07/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  6. Well, I did get a letter from Hfax about costs etc of defending the case, and that they were therefore settling by paying all claimed amounts, without admission of liability blah blah. The letter asked I write to the court to say that they had paid. Just in case someone else might read this... what happened next (before I could get round to writing to the court) is I got a letter from the court saying that Halifax had written to say they had settled. I had to fill in the supplied form (saying essentially that I agreed with their defence that they had already paid) send it back to the court, and send a copy to the Halifax Interestingly, the fact they paid is considered a 'defence' with respect to the court. Oh yes - and of course, I hadn't got paid more interest than I was due - I had forgotten about the court charge that was refunded, in addition to the interest and charges. So, I made a donation to this website! Thanks so much to all who have assisted me! Hurray!
  7. Wow! Just logged in to my Halifax online banking and there is a 'cash' deposit there for £744 and one for about £300. As the former ties up exactly with the amount claimed as charges, I assume that they have decided to pay me without letting the case get any nearer to court deadlines etc (The £300 is a bit more than I would have expected for interest... but I won't complain!) So, hopefully I will receive a letter explaining this 'mystery' deposit in the next couple of days!
  8. You're quite right that it makes more sense to do it as a daily rate! I certainly did not spot that was an 'option' when filling in the form... and it certainly helps me to understand why the template text for the S69 text did not provide a daily (interest) rate itself.
  9. I've received a letter today saying that Halifax intend to defend the court case. Shame! Would have been nice if I had been one of the people who (seem) to have had success without the court case at all...! Oh well... best start revising the case notes just in case
  10. Hi, The FAQs state that 0.00022 is the multiplier to be used in an interest calculation (as seen in the spreadsheet)... as a multiplier of 1 gives 100%, you need to multiply that 0.00022 by 100 to get the percentage rate, surely? i.e. 0.022% per day. I think it would be helpful to note this in the FAQ... I used to be quite bright at Maths but the fear of doing something wrong on the MoneyClaim site struck me dumb for quite a while! Also related to the MoneyClaim site, I found it very difficult to convert your 'non template' section http://www.consumeractiongroup.co.uk/forum/showthread.php?t=634 into something that would fit within the line limits of the MoneyClaim site, especially once the S69 stuff had been added. In particular, what MoneyClaim does not tell you is that the form will be rejected if you use up more than 24 lines on its form - its got nothing to do with how many times you press enter! Really annoying. As a suggestion, I managed to squeeze the folllowing text into the box: The limiting factor was the number of lines it used up in the box, not the number of characters (which was a limit the way I worded it originally). The limits really would have been blown if I had had to put 'National Westminster blah blah' instead of 'Halifax Plc'!!!
  11. Someone noted recently that you were changing the site front-page to encourage google hits. Why not ask for web links from people? This is one of the best ways to improve google ratings!
  12. I had real problems fitting the text in to the limited number of characters and lines, even though I changed it a little to be based more on the standard text. The S69 interest stuff really takes up a lot of room! The FAQs state that 0.00022 is the multiplier... as a multiplier of 1 gives 100%, you need to multiply that 0.00022 by 100 to get the percentage rate, surely? i.e. 0.022% per day. MODERATED threads joined .please keep to your original thread when updating this is for your benefit and the benefit of everyone who is following your claim
  13. Well, I'm writing lots of posts tonights thinking back to a short period of time when I was a landlord (*shock*) renting through an ARLA agency. I am pretty sure that a few of my tenants (all on Assured Shorthold tenancies) were quite able to move out after 6 months... but having given 1-2 months notice (I don't recall). I'm pretty sure therefore that notice can be given before the 6 months are up, but you are liable for the full 6 months if you moved out before then.
  14. I once used a letting agent from the other side of the fence - what can I say, I needed to move and negative equity meant I did not want to sell. However, if I recall rightly, the agent I chose was ARLA... and I have to say that as a generally fair person, I thought it worked out well. The agent was the contact for the tenants, & effectively became the arbitrator any time a tenant moved away. Most times, she considered the effect of the tenant on the flat as 'fair wear and tear'... the one time she held back the deposit I can assure you that the damage that had been caused was substantially more than the deposit was! I am sure that most of the people on these lists are responsible and careful tenants... but not all landlords are out to get you! Like Nightmare4Banks says, ARLA should be a good bet.
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