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delandjulie

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About delandjulie

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  1. This topic was closed on 09 March 2019. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  2. This topic was closed on 03/07/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  3. Thank you so much for your advice I'm going to have a go because i want my money back
  4. Sorry, I sent a SAR to Santander and from there sent them the letter (copied from the library) to reclaim the fees to which they have taken from me ( £40 a time per month if i was in arrears ) to which they have replied with the standard terms & conditions of contract, I was wondering if i escalate to the court or just go to the ombudsman thank you
  5. Hi I hope I'm On the right thread ...I sent in the reclaim letter to Santander regarding my arrears fee charges (Mortgage) and they've replied with a standard terms and conditions in contract letter could you please advise as to my next course of action please
  6. thank you i've done a lot of reading and the success rate now seems fantastic to when i first started mine in the early days lol its gotta be worth a go thank you Andy
  7. If i remember rightly yes it was stayed pending the oft case Andy can i apply again for the charges as the account has not been touched for years ( still get a yearly statement with a minus figure & with no interest added) its in a joint name so could i claim for hubby as i claimed for me before i was given hearing dates but they were postponed until the oft hearing and so stayed until then
  8. Yes andy to the small claims track
  9. ?? sorry but i don't know , is that me or them ? would you no
  10. hi Andy, its headed "Clarification notice only to all parties" ( before a court officer sitting) Under non-compliance with the order
  11. I've just realized that i made a claim back in 2007 for unfair charges which was stayed pending the "oft" test case going through my paperwork i've found that it was struck out in feb 2010 could you tell me if i can start the process again to reclaim my unfair fees please
  12. Thank You so much, I think her first op was around 2009, the second a couple of years ago and the referall this year. The original surgeon decided the best course of action and we believed him whereas the new surgeon wants to put in a skin pocket to built the cavity and inflate it because thats what should have been done originally then put in a new implant, i rang the new surgeon and his secretary said he can't do anything for us as it has to go via the trust for funding !!!
  13. hi, yes because there no new evidence !! even though the implant has turned inside xx
  14. My Daughter was born with Polands Syndrome - she has had 2 operations 1) to build a muscle cavity and 2) to place a breast implant within the cavity, after surgery her chest has never been symetrical, and after fighting for a second opinion from another hospital we were told that the implant has completely turned ( teardrop implant) and the Dr was flabbergasted at the way she has been treated, so we had to apply for funding again to put right and replace the implant, 5 months later we have been refused ...can anyone help or advise the next root of action please xx
  15. I will pen a letter tomorrow and yes they know she has passed on as the letter states the estate of ....... Thank you so much
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