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Posts posted by sowerby17

  1. Hi thanks for the info guys i spoke to someone from halifax today and they said that once the accounts get to a certaine stage than thay are automatically sent out.They have put all calls on hold as i said i would send in a soa as done by the cccs as to what i can and cannot pay so hopefully will come to some agreement with them.

  2. Himy oh and i have both had cards to say that someone from the halifax is going to visit our home about our credit card debts.Can they do this and if so is there anything i can do to stop it.Did have a nasty phone call from one of them last week but he never mentioned a home visit.

  3. hi all i am being taken to court by GE money for a suspended posession order on my home on 1st April I owe them £2100 plus my next months installment of £575. Now i think i will be able to pay this off before then as my oh has his tax free lump sum from his pension due to him. The thing is i have charges of £800 on my account from ge (only had the loan 1 year) this is £40 per month for late payments and solicitors fees for the court order. Is there anything i can do to get them back.I believe i do not have to pay them yet but i still think it is a shocking amount of money to have to pay them.

  4. Hi all had a car poan with ge money and it was due to finish last may but due to a drop in income i could not pay what they wanted when they wanted it so they have now sold the debt to link financial who are wanting the whole amount at once£378 or they are taking me to court. Any one any suggestions. they are ringing me today.

  5. Thanks lula will do that I think account is already in dispute as i told them over the phoned when i lodged a complaint against them that i was going to claim the charges back and if i had not recieved any charges then i would not owe them anything. I pay £100 per month but really cannot afford this. could i reduce the payments or stop them altogether when i have started court proceedings?

  6. Hi all Last year i started proceedings against abbey and got as far as a goodwill gesture from them but never took it any further as could not afford to. I am now on working and family tax credits so will get court fees paid so will start court proceedings I got £950 from a £3000 claim and i have had more charges since.Now however they have withdrawn my overdraft £1450 and with charges i owe £1900 i pay in a £100 per month but they said this is not enough and i have been issued with a default notice that if i do not pay eveything back within 28 days it will come into force.Obviously i do not want this to happen.What do i do Anyone plese?

  7. well look everyone says keep claim whole but i reckon if you keep what you have been paid and then accept as patial settlement then you cant lose.What do you think?

  8. yes that sounds about right to me but i have read they pay out cci if that works out cheaper than the standard rate of interest on the account. Dont know of any one who has won cci after cap one have offered them the standard 8%

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