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Posts posted by sowerby17

  1. hi we got a letter from dlc today saying that as we have failed to make acceptable payments on the account they have made enquiries with the local land registry and have recieved formal confirmation that we are home owners and it is their intention to commence legal proceedings for non payment. Please telephone to sort this out. Well i sent them a cca with a postal order unfortunately i only sent it first class post not recorded delivery. Should i resend it or what? urgent !!! dont want the court thing to happen.

  2. hi just a little bump for this thread. I sent cca,s to my creditors and only one came back signed and that was a abbey overdraft which is all charges so in process of claiming them back. Little woods sent a cca but it was unsigned.(not sure what to do about that one). I still think i need to remortgage but my rating is so poor, dont think anyone could help me.Gosh we need £350 per week just to pay the mortgage and secured loan, shocking!!

  3. HI all sent the cca request form to debt managers regarding mine and my husbands account. We owe £1600 approx which is the overdraft they called in. They have sent back the signed agreement signed by myself only this was signed when i opened the account i did not have an overdraft then. What do i do next as they are now asking when i am going to repay the debt.

  4. Hi all i sent a cca to fredrickson international regarding my cap one visa for which they were chasing me for money i have had no reply from them but now i have had letters from a company called NCO debt collectors chasing me for the money. The first one said they were sending someone to my haome last tuesday and on came on saturday saying i had 72 hours to pay up or they could take me to court. Why do they now have the debt and do i send them a cca as well?

  5. well they have sent the signed copy of the agreement on Friday 31st and say they have breached nothing. Also they sent statement of the account but no charges were on it. SO what do i do now pay link and continue claim for refund of charges with ge? Oh and would it be possible to transfer the car into my name from my hubbies then they cannot threaten him with reposession?

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