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ginnever

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Everything posted by ginnever

  1. Yes I think it was £265.00.. The judge only awarded the court costs of £105.00 So I write to the original, yes it was GE Money. I thought that before I had done all this, but it might have been to when Cohen started that I asked for all the original documents & they said that they didn't have to disclose the information.. Can you lead me to the letter/template that I should use.? thank you
  2. been to court & their solicitor had a word with me, informed him prior to seeing the judge that the house has already been sold.. he then contacted HC who said that they already knew.. and he was to withdrawn.. and to go for costs from me.. well he tried to go for full costs but the judge only allowed the court costs.. The debt is still there where do I go now???
  3. Had this awful thought that would they freeze my bank account.. if they did I don't have anyone to turn to for money to live, etc
  4. Thank you, just hope I can get the time off from work.. They can ask for proceeds of sale, but what I got has paid off debts and I still have some debts remaining.. so don't know what they gonna get.. Can't understand thou why they never sent bailiff or any letters during the period before going back to court again? Debt has cost me dearly, think that Debt skills should be taught in school..
  5. yes hopefully .. don't see how they can attach a CO order thou..
  6. Yes I have spoken to the court & they inform that that all the relevant parties ie mortgage lender, etc, have been informed & that was on the 6 4 10. the lady at copurt informed me that I didn't need anything from the court.. my house was sold on the 14.04.10 so this should be intresting I have faxed all copies to the court & to HC
  7. thank you, if it is the hearing is nxt Tuesday!!! Will be back later!! thanks
  8. No I didn't save the envelope.. but in my case don't think that would have mattered as I haven't been living at the property since last September when I fled the matrimonial home.. hence why I didn't receive the letter till later.. What do I ask when I ring the court?
  9. Still can't believe that not had any further documents from the land registry or the court's.. And would a company sent out all photocopies of documents even their own letter, which I would have thought would have been on original headed note paper. At which point would Cohen's notify the Land registry, ie. that they are applying for the CO or when the CO has been granted??
  10. The court date is very imminent also, & I am unable to attend due to work commitments should I say that I will not be attending ? by the way I am faxing the response in the morning to both hc & the court
  11. http://www.consumeractiongroup.co.uk/forum/legal-issues/126336-cohen-my-property.html
  12. Not sure that this is how I should be writing this: Thank you for your letter dated 31st march, 2010, addressed to me at xx xxxxxx. This letter was only passed to me on xxxxx2010 hence the late reply. I have not lived at the above property the former matrimonial home since xxxxxx, 2009 following the breakdown of my marriage. Following previous court hearings & the claimant failing to comply with the court dated 31st xxxxx 2008 & failure to attend court on the 8th xxxx 2008, District judge xxxx dismissed the application for the charging order. (see enclosed copy) I then contacted the claimant to have the entry removed from the Land registry who sent a letter acknowledging that would be complied with (see enclosed ) Land registry sent a letter acknowledging that the restriction had been removed from the register by the claimant ( see enclosed) I am now longer an owner of the above property . The claimant should have sent a copy of the Interim Charging Order and Affidavit to all those with a legal and/or beneficial interest in the property, ie the mortgage lender, I don’t have a copy of this and should this have been carried out the mortgage lender may have advised that the property was to be sold. . don't know how to finish this letter off any suggestions???? please
  13. Breach of data protection with/to whom???
  14. Hi Blue Jimmy if you look at my post cohen & my property,, they didn't produce when they were ordered to the case was dismissed.. as cohen's were going for a charging order.. Even had a letter from cohen saying that they were removing the restriction from my property & would notiyfy the the land registry which they did.. Since all this my husband & I have parted.. so they house was up for sale, then sold subject to , contracts exchanged.. with a completion date.. 9 days before completion.. received letters & court date from cohen for the same debt.. worried as hell cos contracts had been exchanged.. sat tight.. house sale completed.. yesterday.. so watch this space..lol
  15. Interesting won't be the word...not sure where that will leave me!!
  16. i had even found d the letter today from cohen's saying thank you for your letter and we will now notify the land registry to remove the restriction that was last September so didn't understand why its back in court nxt week. I hope hat they can't put it on the house I don't know how long it will be before the other party ar registered
  17. Update: house sold today all completed, no problems.. so I don't think that they could have done anything.. I no what you said don't wait but having spoken with the conveyancing solic.. last week she said that the should there be a restriction lodged on the property the sale would not complete..
  18. Todate I have not been informed by either the court of a new date nor the land registry office that a restriction has been lodged against my property...
  19. Cheers everyone.. Just seen this :- The creditor will also register the interim charging order as a ‘caution’ on your property with the Land Registry who should inform you of this in writing. This means you cannot sell the property before the hearing.
  20. Yes it was, I sent a copy of the certificate to the land registry to have the notification removed from the file which they did.. if it was not for the house sale I would write to the court enclosing a copy of the discharge notice and go along to the court with the same.. If they have presented it back to the court before a judge as it says that it has been, does noone check to see what happened previously as it is the same case no etc, ut they have changed the las t 2 digits struck tho them and wrote N7 in it's place.. but surely if they are saying that a hearing has been made then they must have contacted the court??? i suppose what I should do is contact the court & point this out. but i have received no new papers from court or land registry, just from these muppetts..
  21. I would have thought the #CO cannot be passed onto the new owners.. just worried that it's going to hold everything up.. and to top it all the case was discharged before. so how can they re-instate it.. If I had been charged with murder and was not found guilty I cud not be charged with the same again.. so how come these tw**s can do what they pls.. Trouble is that more than half of the claim is for charges on a credit card.. It has not just been debt other things aswell but it has contributed to my marriage breaking down.. to top it all we have started to communicate and then this has come up again.. as they are my debts.. but hey ho.. would i not receive a letter from the land registry telling me that an application has been received to attach the interim order.. I did before, but not received one yet.. the original date for completion was this week aswell
  22. Mightyacorn, yes that is correct.. but again the CO was dismissed.. and yes the ccj is still in exsistence.. however what proof have they that they are entitled to that?? Spoke with our solicitors todays and said that this occurred over the wk end.. She said that the contracts have been exchanged and now it is legally binding.. nothing has come yet from the courts nor the land registry.. so not sure when they will apply the interim co or if it has already been applied.. THe solicitor said that it cud be applied right up until the day before completion.. the buyers solici will make a final check before completion.. would have thought that if the sale goes thro & completes a CO in my name could be applied to the property that now someone else owns.. Thing is I've been moved out ages. & my x only last week signed a tenancy to rent .. if i doesn't go thro now.. we'll end up with 3 properties between us..
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