Hi all, I still have an outstanding loan with one of the companies i wish to claim from. Is this wise and how will affect my current loan? Thanks, Shaun

Hi, The charges are from late payments, i still have approximately £3600 left to pay on the loan over 2 years. The extra charges were added onto the payment on the month that they were late. The company is Egg. I was also charged by the halifax for failing to honour the direct debit but this is not an issue as i have closed that account. Thanks.

Is it wise to pursue charges with a company even though i still have an oustanding debt? Thanks, Shaun.

Hi everyone, This is my first post. Im looking to follow the guide and firstly find out the full amount owed back to me in charges.. I estimate at least £2500! All if the above companies have certainly enjoyed my business over the last few years and now im back on my feet its time to put things right! I understand after the Data Protection Act letter i have to then ask for the the cash back and from there it could go anyway... Any hints/tips would be greatly appreciated! Thanks, Shaun.