LILA, Bank charges, Divorce - which order?! in Dealing with Debt in Scotland Posted September 19, 2009 Yeah i did let them all drop which is a shame as being from Scotland, some are now over 5 years....I will try sortng through all my paperwork and getting each action started again - am lucky i still have the original emails\spreadsheets in a folder...just wish I had kept them going them but I started full time work then after being off for a years maternity and didnt seem to have much time or energy and what I had left, I spent with my daughters! Yes it sounds sensible that if i take action on all my old debts, loans, ppis and charges that it may in fact turn out that my debt is not such a mountain and I may even be able to avoid LILA...I know i have to try to get energy trust to send me out forms for my old gas debt - I never got them in when I tried, and when I left msgs asking for the forms (several times) none were sent out!! Anyway I will see if I can do some paperwork and maybe kick off some threads tonight once kids are in bed! Would be nice to start taking control of some aspects of my life again! Thanks.