karenscollie
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help non compliance---swift advances
karenscollie replied to karenscollie's topic in Mortgage companies
hi and thanks for the fast reply just worked out that their 40 days is up on the 11th of november should i wait till then? the last letter i sent was template 1 of the link you gave me in the previous post thanks again karen x -
hi at the end of last month i sent of for my sar with the £10 fee to swift advances which i got in 3 days however there was fees missing ,fees was not broken down etc and i was sure that they was not including some data, on the 9th oct i sent a non compliance letter to them but i have had no reply all letters are sent recorded and know they have received it ,they had 33 days to comply on the 9th oct ...what do i do now ? should i send another letter ...if so does anyone have a template of what i should be sending...thanks karen xx
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hi i have been paying of a debt of my council tax with jacobs for about 2 months now at £20 per week which they aggreed as i couldnt afford the £50 per week they saifd i had to pay at the beginning, i have paid them every week with out fail. I have recieved this morning a letter from them saying they cannot accept the payment of £20 anymore and to phone them with a view to raising the amount to stop and action commencing ...i have phoned them and they say i have to pay £50 every week they said my balance is £812...i said that i couldnt afford it and i said is it true that if you dont get the payment you hand the debt back to the council ? he said yes they hand it back for civil court preceedings or something like that...what can i do? i could afford to go to £30 per week but is there anyway i can get them to accept it or am i wasting my time..i dont mind paying them an amount that i can afford but whats the point of them telling you an amount that you cant afford its like they want you to be behind in payments...by the way they had a breakdown of my outgoings 2 months ago surely they must have that on file? karen xx
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