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Starbug

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Everything posted by Starbug

  1. Yeah this debt will be included on the DRO. And no, no proof of anything yet. I only just requested the forms after speaking to a debt advisor and them recommending the DRO.
  2. The debt is for about £3000, and I have only just started the DRO process. I was advised that it'll take 4-6 weeks.
  3. Hi. In recent years I have been using my dad's address for mail as a "care of" address. Mainly because I've moved around a few times and didn't have a fixed address for long. I fell out with my landlady, long story. But she has got a CCJ for rent arrears in my absence, and they have traced my to my dad's address. I do not, and never have lived there. The letter is from the Sheriff's office, and is a high court writ. I am taking steps to sort this matter out, and applying for a DRO. But in the meantime, they have said they'll be around and given next week as a date on the notice of enforcement. I've told my dad not to let them in under any circumstances, and to let them know that I don't live there. But it has me worried, as I don't want them hassling him, and worry that they may try to take his possessions. I know they're not allowed to, but the onus is on the debtor to prove who owns what. And even if he doesn't let them into the flat, he has a garage outside that he keeps his tools in. He is a mechanic by trade, and his garage is full of tools he uses for his job. If the garage is open, which it often is when he's working outside it, they can gain peaceful entry? And then can they take his tools? The garage isn't linked to the flat by a door, but it's part of the same block of flats. What is the best course of action to take here? Should I call the bailiffs myself? I don't want to give them my new address until the DRO is in force, as they could come around here and try to take a vehicle that I use for work. But I really don't want them hassling my father, what can I do?
  4. Hello, i'm hoping someone will know the best thing to do here. I've recently checked my crecid file with credit expert and found a default notice on there from 2006, from credit account management. I looked through this forum, found a post on default removal and sent them a standard letter, asking for 3 things, a copy of the original default notice, a copy of the original credit agreement and something else to say the debt had been sold to them. It was a standard letter from these forums, saying that if they could not provide this, could they remove the default notice. I have not heard back from them, over 2 months later. Instead, the default notice has indeed been removed, however a new default notice is on my file, for the exact same amount, same dates etc, but this time its from Shop Direct Financial Services. Now i know what this debt is from. I bought an electric shaver from Littlewoods back in 2006, the shaver was faulty and i sent it back. There was a dispute with customer services over a late payment and they had added charges on top. They had sent out a different shaver but also added late payment charges, i had refused to pay these charges saying that i'll happily pay for the item i bought but that these charges were unfounded. They said that i had to pay the charges, i totally refused. This was the last i heard from them and i moved a few weeks later. To give you an idea of the charges, the original default was for £42, yet the current balance shows £217. How on earth they can justify this is beyond me. Anyhow, to get to my point. I had sent this standard letter to credit account management, and they have removed the default in their name. So i don't understand how shop direct can now just put the same default back onto my credit file. Should i just send them the same letter? Secondly, i'm pretty sure i didn't sign anything with littlewoods, where would i stand if this went to court? Am i legally obliged to pay their charges? Thanks for reading this rather long winded post, hope some of you know where i stand on this. Mark.
  5. I just googled this, as i also recieved this same threat. I checked the date on your post and was surprised to see that it was yesterday! Seems that they are adopting new tactics to try to scare us. I personally couldn't care less about watching tv. I do however use a tv as a monitor to play xbox and watch films, i also use my laptop to watch movies on. This letter also states that it doesn't matter how you watch tv, be it on a tv, video or dvd recorder, laptop or mobile phone!! So they're really trying it on this time, saying that i need a tv licence for a mobile phone!? And a dvd recorder, i'm pretty sure that i'd need some sort of screen to watch tv through a dvd recorder lol. And does that mean if someone tapes a program off the tv and lets me watch it, i need to buy a licence? A funny story. A few years ago, one of those morons visited my address. I had popped out to the shop, my brother answered and told them to call back later as he didn't live there. He said he was my brother, they asked his name and he gave it to them. A few weeks later, a tv licence bill appeared in his name! I called them and said that he didn't live there, it was a mistake. They said they couldn't talk to me because i'm not the account holder! They're a bunch of idiots in my opinion. I'm going to tear this letter up and throw it away, like the rest of them. They can 'investigate' all they want.
  6. Damn, i was hoping it wasn't. They're claiming costs also, i guess it would probably be in my best interests to pay them before i get a ccj. Thanks for the info.
  7. Hi, i had to break the ticket into 3 parts due to the file limitations on this forum. I've attached them to this post, thanks for all the replies. I don't really understand what the difference is between a pcn and a excess charge?
  8. Thanks for your reply. I don't understand how is a standard charge different from a penalty charge? I was parked in a car park and the ticket issued by norfolk county services on behalf of the council. I assume norfolk county services is a private company?
  9. Hi, i believe i have been issued an unlawful ticket after reading the guidelines in this forum. The ticked has no 'date of issue' and is worded 'notice to pay standard charge'. It is issued by norfolk county services on behalf of north norfolk county council. I will be posting a scan of this ticket later today. The issue that i need advice on is that this matter has now gone to county court. I have been working away, and returned home to find a county court claim. Should i fill out the defense form and point out that the ticket is unlawful? Or should i appeal through the parking adjudication? I may have left it too late to do that, just wanted some advice.
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