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vickym

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About vickym

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  1. That could be the master stroke chris. I think I will just say have enough funds to do that. Do you think it would be worth trying to pay half this month and then the rest next month, just so I'm not completely wiped out, or do you think it would be wise just to clear the debt in one fell swoop before the council grow wise to my dastardly plan?
  2. Thanks Alpha. I'll post more facts tonight, as soon as I've gone through my piles:o....of post I mean.
  3. Wow! What about the vast majority of people who don't fall into those 2 narrow categories, and who DO try and co-operate with the bailiffs and yet are still victims of a corrupt system?
  4. I don't know. I'll have to check my post. It's possible that I have been but it's in amongst a pile of bills. I've done the stupid burying my head in the sand thing and not going through my post properly and now regretting it. Can't this matter still be resolved with through the council and not with a bailiff anyway?
  5. Hello Firstly I'd like to hold my hands up and admit that I haven't paid my council tax bill for a few months. I changed jobs last year, realised too late into the first month of my new employment that my pay wouldn't be in my account in time for my council tax coming out, so, cancelled my direct debit before it completely wiped me out. I know this was a rash move and I should have reinstated the DD straight away but I didn't. Always had other bills mounting up and so each month put it off. Very foolish indeed I know. Anyway that was last July. Skip forward to today and I have found out from the council (over the phone) that they have passed the debt onto the bailiffs, not only for the months between now and july but for the coming 3 months left of this tax year. I've offered to pay the council direct for this years tax, in time for next years tax starting up again in april but they've said it's nothing to do with them anymore and it's a matter for the bailiff (who I haven't heard from yet but I'm sure it's only a matter of time). The council passed the debt on last November with a whole 5-6 months left of this tax year. When I asked them why this was the case when i could still pay the full amount between now and april the only reply was i should have sorted something out with them sooner. They said I've had ample opportunity to respond to final demands from them but as I didn't this is now the consequence. I know that I should have sorted this out sooner but I am still within this tax year to rectify the situation. However I'm now faced with having to deal with bailiffs who operate unlawfully, add on charges way beyond what they should and won't allow you to set up reasonable pay plans. I know this from past experience when a £75 court fee from an unpaid parking ticket escalated into an £800 debt according to the bailiff. Where do I stand with the council on this? I feel they're not acting fairly in not letting me settle the debt with them instead of the bailiff, especially as I'm still within this tax year, but I don't know where I stand?
  6. Thanks everyone. I'll try phoning first then and if there's no joy then I'll start the formal process again. Just out of interest my first claim was smallish, £450, so it wasn't a massive amount but still, worth claiming back. I was very surprised to get it back so quickly. Hopefully my next claim will be even quicker! I'll keep you posted
  7. Hi I've already been through the claiming process and won, even before I had to send my official claim form in! The bank folded after my LBA which was totally unexpected but great! Anyway, I digress, I've since had a couple of charges due to a couple of huge bills coming out and leaving me penniless for a couple of days. In this period though, I've managed to clock up 2 more charges and so obviously want the money back. Can I do this and do I have to go through the same process as the first time, or would it be something I could request over the phone?
  8. Thanks Pat. Can this 50% increase be a one off or can the bailiffs keep on adding more money each time they visit? The debt started at £400 then went up to £600 and now is at £700. Is that by request of the magistrates Court? I have already offered to pay part of the fine when it stood at £400 but the bailiff refused the payment.
  9. Hi Zooman I was just wondering if you could still help me? The bailiff keeps on calling round to my flat, while both my boyfriend and I are out at work (the cynical side of me thinks he chooses those times deliberately so he can up the charges), and now the amount has gone up to £700. I've checked up on Philips and they are a member of ACEA. I am in the process of writing a letter of complaint to Philips, as recommended as by ACEA. Should I also be contacting the Magistrates Court too or should I be doing one thing at a time? Also any good tips or links to FAQ's on how to structure the letter of complaint? First time I've had to put a complaint down in writing. Any advice is greatly appreciated
  10. Hello BotB I think the ticket was issued by a traffic warden. My boyfriend got the ticket while he was parked outside our flat. The council decided to make our neighbourhood a permit zone, how nice of them, and he got the ticket before we got round to getting a permit sorted. There are always loads of traffic wardens loitering in our street so it's highly likely it was one of them. In answer to tom3131's question I think the tickets are PCN's. I can't be totally sure because we don't have the original tickets issued unfortunately. It's definitely a Magistrates' Court. It's stated on the letters that the bailiff has pushed through the door. Thanks for everyone's help by the way
  11. Sorry BotB Thanks chrismc. On BotB's advice I've started a new thread: Philip's Specialist Bailiff and Debt Recovery - are they ripping me off? Any help is much appreciated. Vicky
  12. Hello I am currently being harassed by Philip's Specialist Bailiff and Debt Recovery Services. The fine is for 2 parking tickets of my boyfriends which ended up going to the Magistrates' Courts (which we didn't attend). We got our first visit a few weeks ago while we were out, a note was pushed through the door with 2 amounts of £200 pound on it, £400 in total. It also had a phone number of the collection agent which I later phoned to ask him to explain the charges. He told me that it was £75 pounds per parking fine, then £25 each registration fee. So then it left £100 visiting fee per fine. When I tackled him about the £200 visiting fee he told me he didn't know why it was that much and I would have to take it up with head office. I offered to pay him £75 immediately and then £75 each month from then on till the debt was paid. He said I couldn't do that. I had to pay at least half of the total amount, or in full, and I had 30 days to make the entire repayment. I told him I wouldn't be able to make that amount and asked him if he was refusing to take a payment from me, to which he replied yes. He has since been round to my flat twice and now the amount he's asking for is £600. I've read that visiting fees for council/poll tax are £22.50 for a first visit and then £16.50 for a second visit, does this apply to parking tickets too? It seems to escalating out of control. I am getting very worried. I appreciate any advice on this. I posted this on another Philips thread and was asked to start my own so here it is. Thanks Chrismc - Answer to your questions He hasn't been in the house and I haven't signed anything. I did speak to him on the phone though and he told me the debt was from 2 parking offences, which I haven't checked but is likely because my boyfriend did get a couple of fines a while ago. How would I find out if the fines are genuine? Vicky
  13. Hello I'm pleased I've found this thread as I am currently being harassed by Philip's Specialist Bailiff and Debt Recovery Services. The fine is for 2 parking tickets of my boyfriends which ended up going to the Magistrates' Courts (which we didn't attend). We got our first visit a few weeks ago while we were out, a note was pushed through the door with 2 amounts of £200 pound on it, £400 in total. It also had a phone number of the collection agent which I later phoned to ask him to explain the charges. He told me that it was £75 pounds per parking fine, then £25 each registration fee. So then it left £100 visiting fee per fine. When I tackled him about the £200 visiting fee he told me he didn't know why it was that much and I would have to take it up with head office. I offered to pay him £75 immediately and then £75 each month from then on till the debt was paid. He said I couldn't do that. I had to pay at least half of the total amount, or in full, and I had 30 days to make the entire repayment. I told him I wouldn't be able to make that amount and asked him if he was refusing to take a payment from me, to which he replied yes. He has since been round to my flat twice and now the amount he's asking for is £600. I've read that visiting fees for council/poll tax are £22.50 for a first visit and then £16.50 for a second visit, does this apply to parking tickets too? It seems to escalating out of control. I am getting very worried. I appreciate any advice on this. Vicky
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