My court bundles are in the post now, one to barclays and another to the court. I've sent a seperate letter to Barclays asking to settle out of court to save our (and the courts) time and included a copy of the letter in the court bundle. I don't want the court to think I'm not willing to settle. I have another question, when it comes to settlement time, can I claim for the time I've spent sorting all of this out? If so, what's a good hourly rate to ask for? I know I could get £30 an hour doing IT support, could I charge that? I've spent ages getting all the paperwork together and doing research.

OK, I'll hold off for a bit then. how many weeks before the court date do they normally cave in? (not that I'm getting impatient or anything)

I have a court date, it's mid April. Is it worth contacting Barclays now to see if they will settle or is it too early? Fizzer

Well done M4N, good for you and sorry to hear about your mum passing on. It's times like this when you don't want the pressure of an impending court case. Fair play for sticking with it.

ho hum, Barclays have acknowledged my claim.

letters have now gone, fingers crossed for an early settlement...

Legend, thankyou.

OK, just looking at writing this letter and I'm completely out of inspiration, is there a template somewhere I can use to help out? Andy

Thanks Welshamn, I'll do that today. Fizzer

A very useful thread, thanks for sharing with us. Keep us posted and good luck!

Welshman, thanks for the reply, I'm compiling my bundle now Should I have sent my schedule of charges to the court and also to Barclays since I file the mcol?

It's a bit late in the day for my first post but I thought I'd make a start now, this forum has been very useful! My SAR, initial approach and LBA have all gone off. Barclays have offered me £700 to settle which I've rejected. Now I've done the MCOL thing which was issued on the 13th Nov, just sitting tight and waiting for some action from Barclays (or inaction!!!) I have one question though, now my claim is in, is there anything I should be doing or watching out for now? Obviously I'm going to keep an eye on my claim status, am I right in thinking that if Barclays don't respond I only need to wait until the 27th before approaching the court for a settlement? Cheers for your help! Fizzer