I am trying to add up all of my charges from the statements lloyds tsb have sent me. I am uncertain on what i can reclaim back, the ones im am uncertain on are written on my statements as follows: A) 02/09/2002 chg o/draft interest £8.72DR B) 02/09/2002 fee account charge £5.00DR C) 02/09/200 chg o/draft excess fee £20.00DR D) 02/09/2002 chg o/draft usage fee £25.00 D/R ok so there are 4 of my examples A,B,C. Would i be correct in thinking i can reclaim examples A,C AND D only?? As "B" is a fee for using my account! (or more simple can i reclaim anything on my statements that say's "CHG" ? Please can someone help many thanks in advance JON

I thought that they could not close your account, would this action be discrimination?

I have some simple questions 1/ Can i pay for my charges/statements with a £10 postal cheque/order (i don't have a cheque book) 2/ who do i make it payable to? 3/ Do I send it to: LLoyds Tsb bank plc 25 gresham street london EC2v 7HN Or Mr Chris Brown Copy Statement Unit Account Services Group Operations Swallow House 10 Swallow Street Birmingham B1 2AL Sorry if these have been answered elsewhere! Jon

Who would you make the cheque payable to?

How did everyone pay for the Subject Access Request. Cheque? postal cheque?

Thanks guys, i did not expect such a fast response, this information is just how i wanted it! again thanks:)

ok folks some of this seems above my head, i have read various post on this site and im now going around in circles. so far i have 1/sent request for my statements 2/? 3/? 4/? could some tell me what i do after i have calculated my charges (what/how many letters do i send before i arrange a court case! i have used the search feature, but i need someone to clarify what order the first few steps are. many thanks in advance

on occassions my package has been downgraded, but the last few times that i have been charged it has not. i am getting charged because im paying a few days later than what they want me to. i will keep reading up on this tho, thanks for the info so far!

great reading, im looking at doing ntl myself!

Ntl have now started charging £10 if you pay your bill late. I have been a customer to ntl for over two years, is right that i have to pay this charge to them even though i did not sign this in my contract at the start? Any info would be great!

thanks guys

hope i get my statments as quick! goodluck

yes please:)

Well todays the day i posted my request for my statements. How/where can i start a diary on this site about my claim against lloyds?

I have an account with Halifax and an Account with a Halifax credit card. Whats the best way for me to claim on these, are they both separate and should be kept that way, or do i write to my bank and mention charges against my credit card need to be refunded also!

I noticed on this site it mentions English and Scottish laws regarding unfair bank charges. I live in Wales, is this law the same as the engilish? Can i still reclaim my charges? I just want to make sure i do everything correctly on this, so please excuse me if this was a daft question!

im about to start a claim against lloyds, but have seen a few other posts in the forum saying about moneyclaim. What is this? thanks very much all.

Forgive me if this is on the forum somewhere, i have tried a search but can not find it. I am about to start writting the first letter to my bank to reclaim unfair bank charges. But do not no where i send this letter, is it to my branch or a head office? Please can someone in the "know" give me the info i need! I live in Wales if this makes a difference to a head office Kind regards