Thank you - that's what I'll do. Cheers for your help

Hi, I'd be grateful for a bit of advice - I filed my moneyclaim today online, but I guess I need to send the court my schedule of charges. I spoke to the court and they said that I only need to send this if the Halifax defends the case....is this right or should I send it off now anyway and who do I send it too? Thanks in advance!

It is in reply to my LBA...so thanks that's just what I wanted! All the best

I'd be grateful for a bit of advice concerning the partial offer I've had - they ve offered me a quarter of what I'm claiming. In the step by step guide it says to accept this as partial settlement. So do I: a) write to/call them again saying I accept this as partial settlelemnt and give them another opportunity to pay the full amount before filing the money claim; or b) file the Moneyclaim straightaway for the full amount Many thanks in advance!

Thank you everyone for your feedback.....much appreciated. I sent my LBA over a week ago by recorded delivery - however my firends at the post office can't find a record of it being delivered:-x and I've heard nothing from the Halifax. How do you think I should proceed - can I assume that they've got it and file my money claim when the 2 weeks is up? Thanks once again for your advice.

I don't think you request interest at the preliminary stage; you only add this in when you issue the money claim. Take out this section in the prelim letter and don't put the interest into the schedule - just the charges. Hope this helps and good luck!

Dear all, Thanks for a great website - it has been invaluable in helping me wade through this problem! The Halifax owe me just over a grand and I've sent the LBA today. I've already moved into a parachute account although I've left my Halifax open (but with nothing in). My problem is that I have a credit card with them and if they were to close my account could they close my card as well and demand repayment? Would be very grateful for any advice.

Dear all, Thanks for a great website - it has been invaluable in helping me wade through this problem! The Halifax owe me just over a grand and I've sent the LBA today. I've already moved into a parachute account although I've left my Halifax open (but with nothing in). My probnlem is that I haev a credit card with them and if they were to close my account could they close my card as well and demand repayment? Would be very grateful for any advice.