teaboy2 is right. As defendant and a litigant in person, you have the right to request that the case is transferred to a court of your choice, usually the one nearest to your home. You don't have to do this yet. Els

You don't need to contest jurisdiction. From MCOL website: Filing of an acknowledgement of service might also be used to tell the court that the defendant intends to contest the court's jurisdiction. This means that the defendant believes that the court does not have legal authority to hear the claim that has been made against him. Jurisdiction in this context does not refer to geographical location, for example - if the defendant lives in London and the claim was issued through Northampton, this cannot be considered as grounds to contest the court's jurisdiction. Els

I didn't think I would live long enough to be able to read this! Payment Protection Insurance Complaints We’re sorry you have a complaint about Payment Protection Insurance (PPI), but we’re committed to making the journey as easy as possible. It’s easy for you to complain to us directly so you don’t need to use a Claims Management Company (CMC) who will typically charge an up front fee or take a proportion of any compensation you may be due. We assess complaints sent directly to us in exactly the same way that we treat complaints from a Claims Management Company, so by coming direct you will not be disadvantaged. Here's what you need to do: Call or write to us At LloydsTSB we are committed to making it as easy as possible to resolve your complaint. We’d like to discuss the details of your case with you directly so your concerns can be resolved as quickly as possible. You can call us on 08453 005599, our dedicated number for PPI complaints or write to us at Lloyds TSB, Tredegar Park, Newport, NP10 8SB. Download and complete a PPI Consumer Questionnaire Form If you decide you want to proceed with your complaint, download the PPI Consumer Questionnaire and fill in the details of your case. Filling in a PPI Consumer Questionnaire from the Financial Ombudsman Service helps us process your complaint as efficiently as possible. Send it in Send the PPI Questionnaire to us at Lloyds TSB, Tredegar Park, Newport, NP10 8SB.We are committed to resolving complaints. We have employed additional new members of staff to help customers with their queries about PPI policies. Frequently Asked Questions How do I make a complaint about the way that my PPI was sold? If you have a query about the way that your PPI was sold you can ring a dedicated telephone line for PPI customers. 08453 005599 If you prefer to write the address for correspondence is: Lloyds TSB Tredegar Park Newport NP10 8SB If you are dissatisfied with our response and you wish to make a complaint please click the link below which will take you to the Financial Ombudsman Service website. This includes details of how to make a complaint and provides a questionnaire for you to complete. By filling out the FOS PPI Questionnaire we will have all of the information we need to assess your complaint. Once you have completed the form please send it directly to us at the address above. http://www.financial-ombudsman.org.uk/publications/technical_notes/ppi.html We encourage our customers to talk to us about PPI We are best placed to deal with any queries our customers have about their PPI policy Rather than talk to a CMC, you can find all of the information you need about raising a complaint about PPI on this page. You will receive exactly the same service by coming to us direct as you would from going through a CMC The easiest way to raise a query about a PPI policy is to complete a PPI Consumer Questionnaire. Once you have completed the form please send it directly to us at the address above. What does the Judicial Review mean for my PPI Complaint? We are no longer supporting the British Bankers’ Association’s Judicial Review. We are now reassessing the complaints that we have already received and dealing with them in a swift and timely manner. Those customers who have not complained but have concerns about their PPI policy should contact us directly using the details above. From LloydsTSB website http://www.lloydstsb.com/payment_protection_insurance_complaints.asp

http://www.lgo.org.uk/news/2011/apr/ombudsman-criticises-bailiffs-practice-seizing-low-value-items-charging-fees/

Presumably her lawyer suggested 2 days in her allocation questionnaire. That will have been to deter you. How much time did the judge allocate? But I hear what you say, although I don't see the cost to you if you win. The alternative is to do as bazaar suggests - nothing. Els

If you are truly confident of your position, why not apply to the court for the stay to be lifted and for the case to continue to trial. You can state in the application that the stay was at the request of the claimant and that all attempts to negotiate a settlement have failed. This should concentrate the mind of your antagonist. She will have to come up with some very good reasons for prolonging the stay (especially as she is the claimant!) to convince a judge not to allow your application. If she cannot, then you will have your day in court or she will pull the claim. Els

Hi DD, Presumably there was a hearing scheduled for last November but you agreed to’adjourn’ to negotiate. Did the court order a stay as a result of a request for an ‘adjournment’? If so, was it indefinite or time specific? Els

Hi DD. Were you formally appointed as a director of the company and does (did) your name appear in the register of directors? If so, then Companies Act 2006, Part 10, Chapter 1 comes into play. Look at Appointment and Removal of Directors, paras 168 and 169. http://www.legislation.gov.uk/ukpga/2006/46/part/10/chapter/1 Els

Really? It didn't say that in my T&Cs. Nor in the charges leaflet (not that I received one at the time). Moreover there was no mention of any potential charge should the bank decide to return an item unpaid. In fact, there was no mention of returning items at all! And I rejected the notion that such actions would have been covered by an implied term, because it was far too fundamental to have been so. Els

It's now available on BBC iPlayer

The Highest Court in the Land: Justice Makers BBC4 Midnight tonight Worth watching for Lord Phillips' take on OFT v Banks case

Are you saying the telephone company took you to court and obtained judgment for £30k? If so, how did you manage to get the judgment set aside? Tell us what happened in Court. Which telephone company is it? Els

Excellent news! Els

and http://www.slab.org.uk/news/documents/ResponsetoLSSpressreleaseof7thMarchforWEB.pdf http://www.slab.org.uk/news/documents/LettertoJamieMillarfromLindsayMontgomery.pdf Els

It's getting spiteful http://news.scotsman.com/scotland/Legal-aid-boss-in-bs.6728156.jp Els

or 'I couldn't screw you because you knew the ropes but, not to worry, there'll be another uninformed mug along in a minute'

difficult word to say without teeth

Not to mention Toulose le Debt. Els

tequila. Meanwhile, here in the asylum

and all night but not weekends

I think you are right PRB. You should find confirmation of your argument here http://www.e-lawresources.co.uk/Offer-and-acceptance.php Els

like being an Australian cricket fan

Iceland, along with the Snowballs and

to sing Somewhere Over the Rainbow

No, two clubs and a heart