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sthurley

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Everything posted by sthurley

  1. Hmmmm well Id probably reply and get the letter out today, although if the dont enter a defence by the 30th does that mean you can claim by default??? although I do believe Ive read in some threads them entering a defence a few days after the 28days has elapsed...... Id just get the letter out and maybe call them to say you had replied........ Sean
  2. Hey Moses, How far into your claim are you??, Ive filed my MCOL on the 17th October and they ahave acknowledged it on the 18th but I havent heard anything yet that they dispute the fact im claiming 12 YEARS!!!!!!! I know some have got more than the 6 years and some are getting pulled up on it, guess its a bit of luck who gets noticed and who does not...... Not sure if you should except there offer or continue, leave that to someone who knows a bit more about the legalities. Sean
  3. Hi Sapphire, Looks like me and you are about the same timescales with the MCOL, lets hope we both have some good news soon, waiting for my postie everyday!!!:grin: Sean
  4. Hi SHaz, Thanks, Ive been through Jonnies guide for AQ and Ive downloaded the court bundle, have briefly run through that.......fingers crossed theyll pay up before, but if not Im gonna be fully prepared... Sean
  5. and again nothing!!!, even had a letter from Hellifex and it was just a promotion!!!!!
  6. Damn nothing again!!!.....c'mon halifax you know yuor just delaying the inevitable..
  7. Hi Andy, Id probably just drop a reminding email to one of the Senior advisors listed here http://www.consumeractiongroup.co.uk/forum/halifax-bank/388-halifax-direct-contact-details.html That seems to prompt them most of the time. Sean
  8. Hi Mawrey, This should help you.. http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/31460-step-step-instructions.html Sean
  9. The suspense for this is killing me, postie has been and nothing from the Halifax, oh well have to wait till tomorrow now.... :grin:
  10. Ohhhh Ive recieved the court papers saying they are going to defend the whole claim!!.......still no mention of the fact Im claiming 12years worth of charges......so I take it I just wait now, do I get a questionaire from the court to fill in soon???? Thanks Sean
  11. OK thanks, so does acknowledged usually mean they are going to defend?, or do they still sometimes pay before then? Thanks
  12. OK just checked online and my claim now says 'acknowledged' , does this mean they now have 28days??? and do I have to do anything yet? Thanks guys
  13. OK guys just gone into money claim and it says issued 18/10/2006, under Judgement is a start link which is asking me if I want the Judgement by default or by Admission???? do I need to answer this now and is it by Default I reply... Thanks guys
  14. HI, Yes I have all reciepts for the recorded delivery, so no worries there.. Sean
  15. Another thing has anyone else had no response from the Halifax through all there letters??, i havent had an offer or standard letter, nothing!!! oh well moneyclaim is now in..
  16. Hi Guys, Just going through my moneyclaim and I have question Do you want to reserve the right to claim interest? Yes or NO????? Thanks guys
  17. Well no response after first letter so sent the LBA in yesterday.....claiming the full 12years!!!!
  18. Ive been having a read and I cant seem to find much on people claiming for more than 6 years, Im thinking now if I should seperate it from my 6year claim.....anyone got any thoughts on this as Im sending out my first letter in Monday....Thanks guys
  19. Thanks, it wont go over 2.5-3k I dont think but seens as ive got the statements I thought I may aswell claim......Ill have a search and read....
  20. Thanks, Ive been reading and reading....I got my statements but mine go back to 1994, I know you can claim back beyond 6 years but has anyone else done it and do i claim it with my Thanks guys
  21. Hi, Guys Been reading this site for weeks now, so much interesting reading.. Anyways sent off my first letter on the 14th August reqeusting my statements and including my £10 cheque. Recieved a letter today from HBOS plc saying the statements are on there way....cant wait:) Thanks guys:p
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