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Everything posted by ploughman

  1. Please can anyone advise? After around 5 months since I started I've got a full and final offer 'without predjudice save as to costs' for my full amount plus interest and court costs. The process went like clockwork, they sent me a cheque for part of the amount which I never acknowledged, then I put in a claim on the Moneyclaim website. I've followed the CAG advice but now I'm unsure as to how to accept: Firstly, I don't know what 'without predjudice save as to costs' means. Second, they want me to 'sign and return the enclosed duplicate of this letter, and the Notice of Discontuance which the Bank will hold as undelivered until payment of the settlement sum has been made to you.' I've seen from other threads that its better not to return the Notice. I was going to write a letter saying I accept their offer but I would hold on to the Notice of Discontinuance until I had received cleared funds into my account, then I'll forward it on to the court. Is that a good way to approach it? My court claim was acknowledged on 250107. Thanks CAG
  2. Hi This is my first post. Any comments would be much appreciated. Been through some of the process with Yorkshire Bank, sent them a letter before action and received a cheque for £259.00, dated 23.10.06 (full claim amount £518 before interest). A combination of trepidation and laziness means I haven't responded or stuck in the court claim. Now I'm not sure if carrying on will go against me because I didn't respond immediatley. The fourteen days on the LBA letter I sent has lapsed about a month ago. Does anyone know if I can still put in a claim? Also, when I started the process in September I calculated the charges over the last 6 years. Now the charges over the last six years are different because of the intervening two months. If I can still put in a claim are the charges over the last six years from the date you started or are the last six years from the date you put in the claim to the court?
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