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hertsdebt

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About hertsdebt

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  1. Many years ago i havd a River Island card and to cut a very long story short it got transferred to GE Money, then CL Finance, went to court, they won and l paid the judgement in full within 30 days and the CCJ off my credit file. However l still have late payment makers and a default. But looking back on all my documents l don't beleive the correct paperwork was completed by CL Finance to assign the debt and the Default notices were not issued. So l wrote to CL Finance in January asking them to confirm the status and send the copies of the Default notices. They have replied with th
  2. Back in 2010 l took out a credit card with Lloyds TSB with limit of around £2,500. This account was always kept upto date and paid on time. About 2 years ago l ran into some financial difficulties and relied on this credit card for cash flow. Then l paid about £500 off the card and they reduced the limit by the same amount. This caused me problems so l started missing payments. Made arrangements to pay, etc, etc. No the less it got passed to SCM Solicitors and they wrote to me. The outstanding balance was just under £2,000 and l offered £1,250 as a full and final settlement, the
  3. I have been contacted, by letter, today by Marlin Financial Services and they are chasing £3,622.62 debt on an Egg credit card dating back 5 years ago. The Egg credit card in concern was taking out 5 years ago and when all the "hype" around incorrectly termed credit agreements where in the media l wrote to Egg requesting a copy of my credit agreement. At the time l spent 5 months going back and forth with Egg trying to get my credit agreement. After much time they provided an agreement but it was not the agreement dating back to when l originally took out the agreement but a more
  4. I lodged a complaint with Egg regarding an unenforceable CCA, after requesting a copy in January 2009. Today l have received this response. I am write in thinking l neeed to reply with the facts of : 1.) The "agreement" must state an "Interest" amount on "Cash advance" term 2.) The signature must be on the same page as the "Terms and Conditions" 3.) The fact the credit limit is deemed as "Credit Value" and not clear. Any help is appreciated. http://img137.imageshack.us/img137/1043/egg1.jpg http://img267.imageshack.us/img267/4681/egg2.jpg http://img412.imageshack.us
  5. I work for a company that has a debtor owing £4,364.86. We have a Judgment against him, a warrant of execution and the baliffs have been out (although about 12 months ago). We have also issued a "Order to attend questioning" - which has been completed. The question l ask is what would l get if l paid and completed an "Attachement Of Earnings" form to get him to pay monthly direct to us from his wages. He currently "states" he earns £200.00 per week. I know the cost of getting this done is £100.00 but l am happy to pay that if the guy ends up paying (for example) £15.00 a week.
  6. I have a CCJ against me in relation to a judgement dated 28th April. I received confirmed from debtor that they received my payment - the letter was dated 28th May. I therefore wrote to the court to remove the CCJ however they have replied saying this cannot be done as the payment must be cleared within one month of the judgement. However the judgement says payment must be received by the Claimant within one month. I guess l need to apply for it to be set aside ? How do l do that and what form ? or is their an easier way ......
  7. Well l have a letter from the Claimant and have forwarded it to the court - and called the court. However they are still saying it needs to be cleared payment by one calendar month. But l am sure and it does say on the judgement paid one month.
  8. I have a CCJ against in relevant to a judgement dated 28th April. I received confirmed from debtor that they received my payment - the letter was dated 28th May. I therefore wrote to the court to remove the CCJ however they have replied saying this cannot be done as the payment must be cleared within one month of the judgement. However the judgement says payment must be received by the Claimant within one month. I have paid the judgement and just want the CCJ removed. Any ideas ?
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