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ydrol

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  1. Hi, I just called the insurance company - they allow me to suspend the policy for 30days after the payout, to then transfer to a new car (expect charges etc). However I said I may need more than 30 days as this over the Christmas period. They suggested I give them a call as soon as money clears and they'll see what they can do. Does that sound fair enough or should I expect more?
  2. I just dealt with my insurance company but they did waive the excess (450) so they must have settled via TP. At the start of the claim proceedings they said "we do believe that the chances of you being held at fault for this incident are quite slim. With this in mind, we are prepared to allow your No Claims Discount (NCD) and waive your policy excess. " I did reject first figure and got one I was happy with. I just want to make sure that my policy is not 'dead' now otherwise my insurance company get my money and money from TP! and I have nothing to show for it apart from two months cover.
  3. Hi my car was recently written off (rear-ended). Other party has admitted fault. My Insurance company is about to pay out - however I only started the policy in October. and I *think* they are cancelling the policy with the payout. So I've paid for 12 months insurance. They are not out of pocket, as other party has admitted fault and was insured. If I get a new car after Christmas - do I have to pay for a new policy. If so this means that I'm losing money - 10 months policy unused? Even though I was not at fault? This policy was £404 (9 years NCD).
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