This topic was closed on 03/05/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support their. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group

This topic was closed on 03/05/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support their. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group

£370!! I only want £80 back in total!! lol What does this person/thing do?

Ok i have sent the you have 14 days to reply message requesting my £50 and my pending £30.47 not to be taken and they have replied with "ok go for it" message. They also said contact our onbudsman or something but i feel this is just nonsense? Have i made all the steps to take them to court now? I am actually not intrested in the interest they owe me as its peanuts and too much hassle so by not including these does it effect me? thanks!

I have written to them asking for £50 and the pending £30 (which they say it is now) not to be taken. They replied with "we think we are great and we will take your card away etc" Now i think "so what" so i need to send this last letter as a final written warning yes? Do i make this letter up or is their a template? Thanks for your help so far

Thanks, can i ask what a satisfaction latter is though?

I have just recieved the standard issue e-mail after including the amounts (£50 & £25) in my original letter. Is this court time? do i need to visit my court or can i do something online?

I have just recieved the standard issue e-mail after including the amounts (£50 & £25) in my original letter. Is this court time? do i need to visit my court or can i do something online?

Sent my first contact through e-mail using the template you have provided inclusive of specific charges. The battle begins

Sent my first contact through e-mail using the template you have provided inclusive of specific charges. The battle begins

No i havn't taken any action yet, just wanted to check i wasn't being stupid. And yeah i want it back, whats the point in an overdraft if they remove it because you don't pay it back within a few months?!

No i havn't taken any action yet, just wanted to check i wasn't being stupid. And yeah i want it back, whats the point in an overdraft if they remove it because you don't pay it back within a few months?!

honestly can't remember but did mention "websites" i recall

honestly can't remember but did mention "websites" i recall

great stuff!

great stuff!

Watching working lunch today and on it they spoke about exessive bank charges and how one person is taking 8 banks to court to set a precedent. Sit and hold tight? what do you think

Watching working lunch today and on it they spoke about exessive bank charges and how one person is taking 8 banks to court to set a precedent. Sit and hold tight? what do you think

I would have done the latter. Far too many businesses get away with "sorry" Put the shoe on the other foot they would rob you blind.

I would have done the latter. Far too many businesses get away with "sorry" Put the shoe on the other foot they would rob you blind.

My situation is that i had an agreed overdraft of £180 and was into that of £140 Being a student i tend to juggle money alot between accounts and do not have a trustworthy address. After leaving home after christmas and returning to uni i go home for a weekend in feb i open all my mail and realise i have 4/5 letters of just "general concern" about paying my overdraft. With each letter they get more and more "concerned" until they ask me to contact otherwise my overdraft is gone...which happend. Upon knowing this i ring up within the 7 days notice period and pay it all back plus more! I then have to cough up £25 for a fine for being unagreed (which i was until their "concern!") I have also a further £50 worth in the last 6 years which were petty amounts over drawn. What do u think? Can they justify the £140?

My situation is that i had an agreed overdraft of £180 and was into that of £140 Being a student i tend to juggle money alot between accounts and do not have a trustworthy address. After leaving home after christmas and returning to uni i go home for a weekend in feb i open all my mail and realise i have 4/5 letters of just "general concern" about paying my overdraft. With each letter they get more and more "concerned" until they ask me to contact otherwise my overdraft is gone...which happend. Upon knowing this i ring up within the 7 days notice period and pay it all back plus more! I then have to cough up £25 for a fine for being unagreed (which i was until their "concern!") I have also a further £50 worth in the last 6 years which were petty amounts over drawn. What do u think? Can they justify the £140?