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Everything posted by anney63

  1. From what I see yes but even if not it should have been proportional . I’ll wait but just wondered what my recourse will be or will they just get away with it ??? Not even given me the courtesy to keep me informed . Last contact was thanking me fo flowers sent to funeral couldn’t go as was right at beginning of coronavirus watched on stream was upset . I don’t Have a lot of money but I don’t particularly need it just know this lady would really be heartbroken her daughter treated me like this . There’s still time let’s wait and see !!!
  2. Yes I do I got on government website for 1.50
  3. Yes I have only £1.50 . It’s not the money it’s this old lady WOUKD be heartbroken .she was my mother in-laws twin and we took her only holiday abroad every year and even when my husband died I did so much for her . I would rather give the money to charity
  4. Still no news . Im going to wait until the year is up. Ive not even been notified of anything but I know for sure the £1000 was left to me. Thank you for all you help. No idea what to do if they dont pay me but ill cross that bridge when necessary
  5. Hi Again I have been left a small sum £1000 in a will. The probate was received on 22nd May. THe deceased only had a bank account so there was nothing un usual in her will. To date I have received no contact from the executor since the day she texts me to say that her mother had died. THere has been quite a bit of ill will between us. My mother in law changed her will and she did not receive the sum she expected. Can she hold this money ? if she does what can I do . My belief is she will find some way of not sending it to me . If there is not enough money which I know there should be, should the funds be split pro rata to all beneficiaries. What can I do ?
  6. I recently applied fot credit on an item that was marked as interest free for a year I thought I might as well have credit even though I could afford. I could not believe I was refused. I have tried to find the reason but not getting anywhere. I am self employed earn £60k a year have 2 mortgages one of which is a buy to let and a 45K car which is on credit . My credit rating is 999 which is the highest it can be. I have NEVER missed a payment on anything. I also aave credit cards which are at zero balance . I have contacted Transunion/ Equifax and cant seem to obtain a definitive answer . Why would i be refused credit on a mere £1500 where do I go to get answers. How can I rectify this problem surely somebody needs to explain why. !!!
  7. Sorry the trust was set up by a solicitor in 1982 when they bought the council house my mother and father in law were living in . One couple had 7 children the other couple (my in laws) had 1 but the trust splits the funds equally between 8 children I’ve had all this looked at ... not right but nothing can be done because they signed the papers adding 2 extra trustees when they were 90 I wasn’t notified and bless them I don’t think they were aware of what they were signing . The whole thing was done very craftily . But nothing I can do but I’m still entitled to an 8th . Just really want to know what happens next does it have to go through probate as I thought trusts didn’t and this money is not part of the last persons estate who is the mother of 1 of the extra trustees. It now belongs to the 8 beneficiaries who are named in the trust but when do we get it ??
  8. One if the beneficiary’s and her husband the daughter of the final settlor who died
  9. Yes I am . The last settlor died on February 15th but not been told a thing the only thing in the trust is the funds from the sale of the house which was sold about 2 years ago and the interest on the funds was all that could be touched to go towards Thier care. The proceeds from the house could not be touched until the last one died. The 2 extra trustees were made when the last 2 were 90 but that’s another story . As far as I see it the money belongs to the beneficiaries and is nothing to do with the will . I just want to know what should be happening I realise it’s a funny time but I’m afraid I just do not trust these people . It does say that trustees to be trustees of the trust in addition to the continuing trustees and to act jointly wth the continuing trustees but the continuing trustees are no longer alive all so confusing .
  10. My in laws and another couple bought a house & created a trust for when they died as there had been a 2nd marriage. The house was sold when 2 of the guarantors were unfortunately put in a home with Alzheimer's . The house was sold and the money put in trust by the remaining trustees 1 of which is a beneficiary the other is her husband . All have now died . Can anybody tell me what happens now and how long it takes as a named beneficiary I am not being advised of anything . I just don’t want to create any friction. This surely is not part of the remaining settlers estate and should not be subject to probate .
  11. We can complain about the court process which we have done In a form 343 but not about the way the judge handled the case which I think is appalling to appeal they advise legal advice which with all the other costs I’m not prepared to do as no faith in the system and quite honestly I can’t pay anymore
  12. Hi Andy nope the original amount of the loan was £5000 which my deceased wife had no idea where money went or where it was paid into . But the claim was fir 3850 plus interest and cost which at the end with the final court cost would have been £4559 I paid 5520 which was £5000 plus costs no interest was added . So an absolute mess all round judge just not prepared to listen asked me where my proof of payments were even when the claimant said he agreed I had paid just said his spreadsheets were a mess and said he was going back to the original amount I believe he didn’t add interest but the court fee was 335 and issue fee 185 which made £520 costs . All done now but can we claim the overpayment if it has been ordered in a judgement ?
  13. I would like to be able to claim the money I have overpaid back but can see no way of doing it . Ok I have had to pay my deceased wife’s debt which may I add I knew nothing about until after her death but why did I have to pay £5000 plus costs when the claim was. For 3850 plus costs it just does not make any sense . I know I have to live with the decision now and move on. The judgement has been paid now and at least my credit file will be clear if and when I ever need to remortgage . Nothing can be done now onwards and upwards
  14. Because it would have cost more money and also meant another hearing . I have lost all faith in the judicial system as I was sure I had a cast iron defence .
  15. Well he’s now written to the court stating that the debt has been paid but it looks suspicious as paid by someone he doesn’t know but quotes the judgement number . If that isn’t vindictive nothing is . What I would like to know is other than an ex343 firm which I have completed . How can I claim the overpayment back . This guy knows he’s received money he wasn’t entitled to . The judge just was in a rush and hadn’t even looked at anything other than my witness statement . We both stated the amount had been paid but he brushed both of us aside . 2 hours was quoted as the estimate for this case which took a few minutes and all because my wording in my statement said I agreed to honour the debt as I was being pressured 1 week after the accident when my wife was killed and I was at home recouperating . I wasn’t aware that I was responsible .apparently that created a new contract !!! There was no will only her personal credit card debts which I paid as again I thought I was responsible . The house became mine under survivorship . Sorry to go on but a bit angry now .
  16. My partner has paid this judgement out of her bank just to get them off our backs is this ok ?
  17. There was no will I was paying this debt monthly as it was bought to my attention a month after she died and like a fool I agreed to pay it thinking I was liable I wa also laid up myself after the crash and vulnerable I paid off her credit card debt etc as I thought i was liable . The family were fine until I found someone else. It has been hell but I’m paying the judgement to get rid of them but I feel there should be some way I can get the payments I’ve made back . The judge didn’t want to listen even my ex brother in law admitted I had paid it maybe he’ll repay it when he gets the money let’s see I just want rid of them my wife would be horrified at their treatment .
  18. No paid by bank transfer but as I hadn’t included my bank statements proving payment . I did question the judge and stated that they weren’t required as the claimant admitted I had paid it but he just acted as if he couldn’t be bothered as there was a lot of huffing and puffing in court from my dead wife’s relatives . He just wanted it out the way when I said I couldn’t pay that he just said that he couldn’t deal with that and that was it . I’m gathering the money together with help from my new partners family and paying him off I don’t want it on my record . Can I take him to court for what I’ve already paid after that ?. Still not received judgement paperwork .
  19. Still waiting for the judgment paperwork . The claim was for 4100 which included interest . The original amount my dead wife borrowed was £5000 so the judge said as I hadn’t proved I had paid some off he was putting it back to the original amount even though brother in law admitted I had paid . I have now got a debt of 6200. Let’s see what paperwork says and how much they expect me to pay each month . Who knows . ?? No faith in the system at all !!!
  20. Hope this is ok has taken me ages to try and get sorted .
  21. How is it a judge can increase the amount of the original claim ??
  22. Trying to create 1 file there are 19 pages not having a lot of luck but I will keep trying
  23. Do you need copies of all or just the CCA . Thank you
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