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markyparky

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About markyparky

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  1. Certainly did !! Just received letter from MBNA that default registered on my account will be removed and no longer liable for the disputed amount !! And all down to the help found on this site.. Thx to all of you:)
  2. Just received letter from MBNA that default registered on my account will be removed and no longer liable for the disputed amount !! And all down to the help found on this site.. Thx to all of you:)
  3. Spoke to MBNA yesterday. Said they would provide a full response by 4th September. From what I have read here it sounds like its best to keep the pressure on and keep to your timescales. Hence letter number 5 as below: Steve Bailey Head of Customer Advocate Office MBNA Europe Bank Limited PO Box 1004 Chester Business Park Chester CH4 9WW 15th August 2006 Recorded Delivery Account: xxxxxxxxxxxxxxxxx Dear Mr Bailey, Thank you for your letter dated 10th August 2006 and the contents are noted, particularly your intent for a full response by September
  4. Thanks to everyone on this thread... Taking on board all your help I have drafted my 5th letter to MBNA. Any thoughts b4 posting? Steve Bailey Head of Customer Advocate Office MBNA Europe Bank Limited PO Box 1004 Chester Business Park Chester CH4 9WW 15th August 2006 Recorded Delivery Account: xxxxxxxxxxxxxxxxxxxxxxxx Dear Mr Bailey Thank you for your letter dated 10th August 2006 and the contents are noted, particularly your intent for a full response by September 2006, being an extension to your previous letter informing a full response by 11th
  5. Oh, thats handy it corresponds with my lunch hour too...best I ring then...what if I reversed the charges and asked for a goodwill payment too (defamation etc) !!
  6. Just recieved a letter from Steve Bailey, Head of Advocate Office who has politely ensured me that I will recieve a full response by Sept 04th, which is bang on the statutory time limit. Thanks for the tip Surreyscouse,I will give a call tomorrow and keep you all informed.
  7. Well to date all I have recieved is a letter saying the last letter has gone to the correct dept and I should recieve a full written reply in 5 working days...that was 6 days ago. Got to get tougher me thinks??? Any comments??
  8. Low and behold I go to open a joint bank account which was refused !! I had only just taken a mortgage out for nearly £160k 2 months ago so something drastic must have happened ....they have stuck a default notice against me so everyone can see !! Here goes letter number 4... 3rd August 2006 Recorded Delivery Account: xxxxxxxxxxxxxxxxxxxxx Dear Sir/Madam To date you have yet to reply to any of my correspondence which has been sent via recorded delivery. After recently obtaining a copy of my credit file from Equifax I am concerned to note that your company has placed a
  9. Well since then, Ive got married but still not heard anything from MBNA apart from a statement saying I owe over £1900 !! So letter 3 goes.... 25th July 2006 Recorded Delivery Account: xxxxxxxxxxxxxxxxxx Dear Sir/Madam I am in receipt of a statement of the above account 24th July 2006 although the account was closed in August 2001. In addition I wrote to you by recorded mail (copy enclosed) on 27th June 2006 advising you again, that the account is closed and received confirmation from yourselves soon afterwards. Although I was informed that is wa
  10. Hope the first post made interesting reading. Basically account was cleared years ago, cancelled years ago,moved years ago and they sent card to old address and someones had a field day and Im meant to pick up the tab !! Wrote again with, 27th June 2006 Sent Recorded Delivery Account: xxxxxxxxxxxxxxxx Dear Sir/Madam, Further to my telephone calls of today I would like to confirm once again that I wish to close the above account. I do believe that this is already the case however to protect both parties I wish to make this formally noted. Your
  11. Hi all, A newbie to all this so I hope Im on right posting and if not, please tell me..thx Anyway all I can say is what a helpfull site this and provides much encouragement for the small guys to "fight the good fight" against the big boys !! We have sent a few letters so far so I will post copies of them individually so you can see how the story is going. Any feedback is of course helpfull.. Oh and this started a week before I was going to get married to my partner...thx for the wedding present MBNA !! 23rd June 2006 Account: xxxxxxxxxxx Dear Mr xxxxxx, I am
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