CONGRATULATIONS!!! Great feeling isn't it!

On my Moneyclaim status, this says Acknowledged(18/08/2006).... so when would it have deemed served?

It will tell you on the form you recieve in the post. Mine was 5 days after the issued date (if you can find that). Infact, it tells you the issued date on the PDF that you can download when you click on acknowledged (bottom right)

Paul. They have 28 days from when the claim was deemed served.

Still no money? I don't know if you have been following my thread but I got mine today!!! (WOO HOO). I won by default and had a judgement against them and so when they came to look at my case they thought they'd better pay up sharpish!

Looks like the beers are on you!

Anyway, you should have your money soon. How long have you been waiting now?

Magic. Got home to the same letter as you. I have finally won!!! CHEERS MATE

Just got home and checked the post. Guess what...

I'VE WON!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

Fullsettlement, money paid into account TODAY! Just after I'd spent all morning writing a letter to send them.

Letter is from DG stating that they never got the form, usually would apply to set aside the judgement but mindfull of legal costs etc etc etc...

Just need to sign a form to state that the matter is settled so that the bank can get a certificate of satisfaction.

THANK YOU EVERYONE WHO HAS HELPED ME AND THANK YOU CAG. DONATION WILL BE ON THE WAY SHORTLY.

WOOOOOOOOOOO HOOOOOOOOOOOOOOOO

CONGRATULATIONS! I hope I have a letter there today as well. Will keep you posted. made up for you mate!

Fantastic news Magic. And you hadn't actually written to them yet had you? The postman doesn't come until after I have gone to work so I won't know until I get home. I'm all excited now though! I'm going to be gutted when it isn't there!

Still, I shall give it a couple of days until I send a letter with the hope that there is one on the way (if not already arrived). We did everything on the same day didn't we so it looks good.

Thanks for posting your letter Magic. I have written one myself using yours and JamesRouses as a guide. We must be getting near the finish line now? Keep me posted.

OK, I am goin to send the following letter (if approved by you lot). I just need to decide which address to send it to.

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Dear Sir \ Madam

I am writing regarding my letter, dated 14th July, regarding my request of a refund on my bank charges of £1,467.00

As my letter stated, the time limit to respond was the 29th of July 2006. As I heard nothing from you before this date a County Court claim was issued against you on the 2nd August (REF: XXXXXXX). This was deemed served to yourselves, by the court, on the 7th August and you were given 14 days to acknowledge the claim; which you failed to do. As a result, on the 22nd August I applied for a judgement by default which was granted. As I have still heard nothing from yourselves I am now prepared to issue a warrant of execution.

However, I am mindful of the fact that this would be a timely process and would like to resolve this matter as soon as possible, so in light of this I am prepared to accept an unconditional out of court settlement for the full amount of my claim; which now stands at £1,678.92. This is made up in the following way: £1,467.00 original claim amount, £91.92 interest claimed under s.69 of the County Courts Act 1984 up to the 2nd August, £120 court issue fee.

If you accept this proposal please credit my account with the full amount of £1,678.92 within 7 working days, failing this I will issue a warrant of execution on the 7th September, with further cost being incurred by you. Further more any action taken against you to enforce the judgement may lead to undesirable media attention for the bank.

For your reference I have enclosed a copy of my judgement request and a schedule of the charges applied to my account.

I hope we can resolve this matter as soon as possible with out any further action.

Yours sincerely,

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If any one can suggest who to send it to it would be great. James, who did you send yours to as that seemed to get a response?

Thanks Bookworm. The reason I am not sure about sending a letter to DG is baecuase they have not contacted me at all. My correspondance has been with the customer relations department in Leeds and my Court action fas filed against the head office in London. I have never written to, nor had any correspondance from DG. Should I still write to them RE: payment?

John, after recieving your default judgement who did you write to? Was it the head office address? Also when they asked for a copy of the judgement did you just send them a copy of the form you got in the post from the courts?

I ask becuase I won by defualt last week and have simply heard nothing since.

Cheers

James, what did you pur in your final letter (before you were offered the money without interest) and who did you send it to? Did you send it to the head office where the claim was registered or to the usual sheffield \ leeds addresses?

Which address are you going to send it to? Then London one used for the Mcol stuff, or the ones used for the other letters? There's about 4 of us all won by default at the moment. Just waiting to see what happens to who.

Still not heard anything. tick...tock...tick...tock

Any news magic? I've heard nothing (other than confirmation of my judgement from the court).

My claim was won by default yesterday. The 14 days was up on Monday and I requested a judgement by default using the moneycliam website. That got approved and issued yesterday. The bank will have recieved this today.

Now I have no idea what to do. I am hoping they will simply pay up in the next few days, but if they don't the options are enforecement ones (baliffs etc).

Anyway, with regards your situation. As soon as the 14 days are up you can apply for a default judgement with the court. Do this as soon as you possibly can (I did mine at 00:10) becuase if they submit an acknowledgement before you get your request in then it doesn't count.

Magic... Has your request for judgement been approved and issued? Mine was so the bank should get our orders today. What the hell do we do now?

My judgement for a default win has been accepted and issued. What next? How long do I give them to pay up? What happens if I still don't hear anything? Any ideas?

!!!!!!!!!!!!!!!!!!!!CONGRATULATIONS!!!!!!!!!!!!!!!!!!!!!

I filed for a judgement by default at 00:10 this morning (to make sure I beat them to it). They still haven't acknowledged so it looks like I'll get it. Not long now I hope.

I entered for immediate payment (its not like they haven't got the money). I think I have seen 1 or 2 people get to this stage. One of them still didn't get paid and was authorised to send baliffs. It got sorted out just before though. I just hope they don't continue to drag there heels!

Got nothing from teh bank. Waited until after midnight and BANG requested judgement! Even if the banks defence arrives on the mat tomorrow morning I will have got in there 1st! They missed the deadline so they have to pay.

How long have they got to pay up before I can send the boys 'round?

EEEEpppppp... getting nervy now! half a day to go before the default win! Keep the fingers crossed.

PS... Its WardyBoy2 not 1, but you can just call me WardyBoy! (LOL)

Will do. So I'll be on here at 00:02 letting you know I've done it.

Nothing for me this morning either. I'll be checking every hour to make sure it doesn't change to "Acknowleged."

If they were to acknowledge tomorrow would I still be able to file for a default win becuase they missed the 14 day deadline?

Oh... and GOOD LUCK IZZY. Don't worry about getting your money back. Its your money and it'll be with you soon.