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claire mcghee

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About claire mcghee

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  1. Can anyone help please, Have done all the letter sending and I have been sent a letter back from the Advice Quality Unit from Squiggle (the man / woman without a name)telling me that "During this time,the relationship between you and the bank was governed by the banks standard terms and conditions".And that they are unable to refund the charges on my account.
  2. Can anyone advise please ? I recieved aletter from the Bank of Scotland today stating that the OFTs findings are not what they would agree with and that these findings are only in relation to credit cards, and that unfortunately no refund of charges are due to me. could anyone substantiate this, and what the next step would be in re-claiming the charges that the BOS owe me. thanx a.friend
  3. A few years ago I aquired a vehicle from these cretins, and after having the car for just over 1 year, the Police came to my door [all 9 of them] and informed me that I was driving around in a stolen or duplicated car. the Head Officer advised me to go to Govan Police Station and have the car stamped for security purposes. This prompted me to go to Welcome and tell them of the situation and to tell them to take the car back as I no longer wanted to drive it, to which they said "you will have to pay half of the cars value even if we do take it back", which I refused to do. This was in 1994 and I have only finally paid it off last year, along with a five hundred pounds loan from the same time, which was collected by a company called Global Debt Recovery,who constantly harrassed me while at work with threatening phone calls, and made my life a misery at home also. So its payback time! Basically any feedback on this company would be greatly appreciated, along with letter templates and procedures on this matter. Keep up this excellent site, there should always be hope for everyone Many thanks to one and all, Claires Hubby.
  4. A few years ago I aquired a vehicle from these cretins, and after having the car for just over 1 year, the Police came to my door [all 9 of them] and informed me that I was driving around in a stolen or duplicated car. the Head Officer advised me to go to Govan Police Station and have the car stamped for security purposes. This prompted me to go to Welcome and tell them of the situation and to tell them to take the car back as I no longer wanted to drive it, to which they said "you will have to pay half of the cars value even if we do take it back", which I refused to do. This was in 1994 and I have only finally paid it off last year, along with a five hundred pounds loan from the same time, which was collected by a company called Global Debt Recovery,who constantly harrassed me while at work with threatening phone calls, and made my life a misery at home also. So its payback time! Basically any feedback on this company would be greatly appreciated, along with letter templates and procedures on this matter. Keep up this excellent site, there should always be hope for everyone Many thanks to one and all, Claires Hubby.
  5. A few years ago I aquired a vehicle from these cretins, and after having the car for just over 1 year, the Police came to my door [all 9 of them] and informed me that I was driving around in a stolen or duplicated car. the Head Officer advised me to go to Govan Police Station and have the car stamped for security purposes. This prompted me to go to Welcome and tell them of the situation and to tell them to take the car back as I no longer wanted to drive it, to which they said "you will have to pay half of the cars value even if we do take it back", which I refused to do. This was in 1994 and I have only finally paid it off last year, along with a five hundred pounds loan from the same time, which was collected by a company called Global Debt Recovery,who constantly harrassed me while at work with threatening phone calls, and made my life a misery at home also. So its payback time! Basically any feedback on this company would be greatly appreciated, along with letter templates and procedures on this matter. Keep up this excellent site, there should always be hope for everyone Many thanks to one and all, Claires Hubby.
  6. I have received all my trans/charges over the last six years, and am now in the process of filling in the excel form [Vampiress site] to send back to the bank. How long wil it take before I hear from them, and whats next? THANX, CLAIRE.
  7. What Letter Do I Send Back To The Bank With My Trans/charges statements, highlighting all the unfair charges please
  8. What letter do I need to send back to the bank with all my statements,with the charges highlighted, for easy reading.
  9. How long does it normally take for someone to contact me in re: to the trans/charges, and whats the next step in this long drawn out process. thanx again, claire.
  10. Been on the phone to clydesdale this morning and been told, for transactions & charges running back the last six years will cost me no less than £360.00 at a rate of £5.00 per duplicate, anyone know if this is correct, or am I being ripped off again, Ive ALSO BEEN TOLD THAT THE BANK HAS RECIEVED THE LETTER REQUESTING ALL TRANS/CHARGES, AND HAVE TOLD ME SOMEONE WILL BE IN CONTACT WITH ME IN DUE COURSE. thanks, Claire.
  11. Closey, thanks for the reply I only found out today that I would have to pay a £10.00 fee, to get this paperwork. And where exactly do I get tis S.A.R form from ?
  12. I sent a letter on the 28/7/06 in regard to repayment of charges and requesting all relevant paperwork in regard to transactions and charges covering the last six years. I received a letter back from them posted on the 04/7/06 saying everything was above board and all the charges were legitimate, and at the end of the letter it stated that if they had no reply within eight weeks the matter would be considered closed. I then sent them another letter stating that I had still not received any paperwork on the 05/8/06. Its now the 31/8/06 and I have received no paperwork from them and no response in regard to anything at all on the matter. I have also been informed at my branch this morning that to have this paparwork it will cost me £10.00 Please help.
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