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midge61

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Everything posted by midge61

  1. Thanks for welcome. I have spent a couple of days reading FAQ's and some of the threads but what I really need to know if complaining via the FO will hinder things or will it work on it's own. Thanks for help
  2. hi all I have posted in LTSB forum earlier because this is the bank I want to claim from. I did not find this site until already starting a complaint with them. After being ignored I then lodged a complaint with the Financial Ombudsman. Could anyone tell me 1. Has anyone had success from using the FO? 2. If not, having first gone to the FO does this mean that you can't go on to follow your steps to recover charges? I have all my statements and letters from LTSB so far and charges so far total £5318. As with most people I desperately need this money back. Oh and I have already closed the account March 06 after taking out a loan to clear the debt because the refused to allow me to set up a payment plan. Anyway sorry to ramble. Hopefully someone can help. Many thanks
  3. I have been reading some of the posts and it all seems very encouraging. I have a dispute with ltsb £5318 to be exact but I did not find this site til after I started complaining. At the moment all my paperwork is with the Financial Ombudsman. What I would like to know is will the FO be of any help and if not can I still try to claim back the excess charges from LTSB after the FO has made a decision? Also I was interested to read the posts from the lady who also reclaimed for a loan taken out because of LTSB. How does that work? Sorry if this is not clear:grin:
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