Jump to content

Skint

Registered Users

Change your profile picture
  • Content Count

    7
  • Joined

  • Last visited

Community Reputation

1 Neutral

About Skint

  • Rank
    Basic Account Holder
  1. This topic was closed on 08 March 2019. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  2. This topic was closed on 03/06/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  3. 2nd letter ready for posting. There's another thread here that deals with interest on the unlawful charges - thanks for that - I will bear 'interest' in mind! On some statements from RBS I find that charges are levied before a wage-payment goes in?? This may or may not be 'legal' - but it reeks of profiteering eh? E.g. on one statement a cheque is unpaid and charged @ £30 - the day after a month's salary goes into the account! Not good business eh? As self-employed I've had to use small-claims court to obtain bill payment a couple of times. It's nothing to worry about. The Court, y
  4. Thanks roger, I'm at present trying to trace the salary payment that should appear on the sample above. Son's firm confirm by phone that the wage paid on 26th Oct 2005 was £919.35p net. - salary for Oct. 2005. ??????????????!!!!!!!!!!!!!!!!!!!!!!!! In nov 2005 another £72 went onto 'overdraft' as charges - wage went in and, (very wisely imo!) son immediately withdrew £400 + in order to ensure that he could live & get back to work the month after!!! From this wage input RBS took the £200+ charges! leaving son again £37+ in overdraft!!! - and missing a full months salary??!??
  5. Thanks for comments. Just for interest here's one very suspect statement... 3rd oct 2005 interest paid in 00.02p balance £80.85p card (out) 70.00p (4th Oct) cashline (out) 10.00p balance 00.85p (6th Oct) referral charge (Sept)??? 60.00 (10th Oct) interest (to end oct)??? 3.34 (19th Oct) CHG (to end oct)??? 34.00 (19th Oct) CHG unpaid item 38.00
  6. I first logged here a while ago - meantime I've been mugging-up on son's 'bank account' with RBS. It's an absolute joke imo. Son ran ok for 1-2 years with ordinary a/c, then began to use it for DD's. RBS 'advised' a Royalties a/c and son agreed. He had 3 dd's - his monthly salary well able to pay all of them. Simple eh? No. RBS never (or very quietly and/or in very small print) mentioned the Royalty a/c £34 (is it?) plus interest monthly charge, which, it seems always needed paying just in time to render the a/c into red! Thus allowing bank to charge £38 (is it??) when the next dd couldn't
  7. Hello all, I've just found the site and, on behalf of my son, who has quite literally been bankrupted by RBS, will, if need be, take RBS to court regarding various charges they've made over past few years. Details & results posted here as they happen. Good luck everyone else!
×
×
  • Create New...