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About MrsMonkey

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  1. Help!! I had a baby 2 weeks ago and moved house amongst many other things and after catching up with the backlog of mail have found that the last date for filing with the court office for my allocation questionnaire with the fee by the 13th July... There are 2 cases against Lloyds (both under £1k) and looking through the paperwork I had a notice that a defence has been filed for BOTH but the allocation questionnaire for only ONE. I don't know what this means - does this mean they've been struck out and I've had it or can the court/judge apply leniency in some circumstances?
  2. Bill K I'm not very good at this - don't know how to PM you directly but one of my threads somehow showed one of yours as a similar one i.e. acting on behalf of someone else? Could I ask you to have a look at my thread of the same name and shed some light/advice/tips. I'm so confused it's unreal! Are the cases ever likely to be heard in your experience (lloyds tsb)? Much appreciated!;-)
  3. Thanks Michael - my sister and my Dad are both capable so it looks like they'd have to be present. My sister will have to fly over from Ireland and my Dad from Wales though - extra costs. Do you know the likelihood of a hearing actually taking place? At least I can then warn them in advance. The cost of travel may well exceed the charges they are trying to claim so they may decide to abandon it for the hassle. Oh well - I was only trying to help them!!
  4. Hi Michael and Rooster, Thanks for the advice but which one of you is right? I have official letters of authority (forms supplied by Lloyds TSB) signed and dated by my dad and sister, photocopies of which I'm enclosing for all correspondence with the bank Will these suffice for the Court - and do they need to be present? Michael, you think yes but Rooster you don't think this will present a problem. Is the likelihood of getting to court a real possibility - reading around it seems that this is as remote as getting struck by lightening! Thanks again!
  5. Hi all, I am claiming on behalf of my Dad and sister who are based geographically some distance from me. I was going to submit their N1 to the local county court - but will I appear for them as I have a letter of authority signed by them to act on their behalf as far as the bank is concerned i.e. to gain statements, issue LBA etc but what happens when it gets to court? Do they have to travel up in case they have to appear or will I suffice as their representative? If so, what do I have to do? (If not, I could put the court claim in at the court nearest them) Further co
  6. Hi, I'm expecting a baby in 5 weeks and am moving house in about 4!! (Glutton for punishment or what!!). At the same time I'm doing about 5 different (accounts) bank charges claims against Lloyds and Halifax - all at different stages. Some at non compliance with the DPA (LBA), Some at LBA stage, Some at N1 POC stage. Thing is, how do I go about managing my change of address - do I need to write a letter involving all departments of the bank corresponded with plus the court informing them? What kind of proof do I need to send? I'm going to use the Royal Mails redirection se
  7. Thanks so much Chloe Jane - most helpful indeed! You're a star! One other thing - reading through other threads on the forum, most Lloyds claims take it all the way to go.. I'm moving house soon (4 - 6 weeks)- therefore my home address is going to change smack bang in the middle of all this further adding to the confusion. Does anyone know if I have to amend my details and if so will this jeopardise/confuse everything or can I just keep my old address as I'm using the Royal Mails redirection service for 12 months?
  8. Hello, Claiming charges against Lloyds for me, my Dad and my sister is proving incredibly daunting! Can anyone help? Dad Sent off letter of authority (i.e. saying who I am and that I'm dealing with his claim) with the S.A.R. enclosing a £10 postal order on 4th April. Dad received a standard letter acknowledging his request on 9/5 with printed statement entries going back to September 2001 which he fowarded to me. Letter said if further statements are required, they need to access archived data and he has to request this further and they've taken the £10 for this service accordingly
  9. Quick question - if it does go to the allocation questionnaire stage - how long do I have to put everything together? Do I need to prepare now just in case?
  10. Thought I'd give an update. Had the documents from the court saying that the claim was filed on the the 28th Dec, and sent to the Defendant by first class post, so deemed served on the 30th December. They have 14 days, so they have to reply before the 15th so now it's the waiting game......
  11. Hi, Since starting my claim - I've been asked by my Dad and my sister to do theirs for them! Obviously, it would make things a lot easier (as they are based in different parts of the country) if the statements/correspondence etc were sent directly to me. Does anyone know if this is possible? Is there a template letter anywhere for this purpose? N.B. My Dads is a business account - can I still follow the same procedure?
  12. Update... Filed claim today - told that it probably won't get served until after Christmas now. I'll get notification by post. What happens next? Do I hassle them by telephone after it's served - does this help?
  13. I've rejigged and added bits for those that are interested as I noticed that the template for the hard copy of the N1 does not include:- a) S.A.R. £10 fee b) the fact that the defendant is already aware as they have had a list of the charges applied c) the supply of goods and services argument d) daily rate at ?.?? per day Elsewhere on the site it says the above is essential so I've amended the hard copy as follows... Particulars of Claim The Claimant has an account ??? with the Defendant which was opened on or around ????. During the period in which th
  14. Sorry if I'm being dense, Vampiress.. Does this mean that the claim can be over £5000 if the inital amount is not over this amount but is if you include the contractual interest? If so, why did Sarahpp's (further up the thread) get knocked back? Anyone?:idea:
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