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janna

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About janna

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  1. This topic was closed on 11 March 2019. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  2. This topic was closed on 03/08/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  3. This topic was closed on 03/07/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  4. This topic was closed on 03/07/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  5. This topic was closed on 03/06/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  6. This topic was closed on 03/06/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support their. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  7. Hi there Thanks for the congrats. I suggest you read through all of the information on the website - there is a faq's that you need to read through- it will really help you if you do that first. Incidently, DPA stands for data protection act. Janna
  8. I have already been listed in cases concluded - and as soon as the cheque clears will be making a donation ( have already mentioned this to dave - forum mentor) I received notification that they were going to defend in full - and with about a week I got a phone call to let me know they were going to settle. So anyone who has received the intention to claim should be getting a phonecall/letter/cheque v.soon. Although they did try and pull a fast one - stating that I had to have the cheque paid into my halifax account (?) Obviously I refused - stating that I wanted it paid by cheque
  9. I do have another thread - £189 bank charges in 10 days but just had to post a new one so that those of you that don't have the time to read thru all the posts know that it your hard work will pay off - follow the guidance on the site and you will see. If you want to know how my story went, read my other thread. All the best to my fellow halifaxee's - you will win in the end - believe me!
  10. got my cheque today - with a letter admitting no liability. They claim it's not worth going to court blah blah blah - because it will cost more for halifax to defend their claim in terms of legal costs involved (mmmmmm) - surely if they were in the right they would defend the claim, even if to prevent other claimants taking the same action. Anyway, I'm happy - and with this additional information I will be starting my new claim with my credit card - I obviously have nothng to lose. Have a great day everyone - I will be janna
  11. Just a quick question if anyone can answer ( please) Now that the Halifax have decided to return my money, what can I do about theasdverse credit that has been placed on my credit file. I have defaulted on my mortgage, and my credit card. and have had this placed on my credit file. Am I able to do anything about this now, or is it too late ? - as it was not detailed on my claim form. I don't want to settle the claim knowing that I could have done something to repair my credit file. Thanks janna
  12. Thanks - The credit card is my next move - now I know what I'm doing it makes things a lot easier. I will be interested to see how they react to me this time - knowing that I am prepared to take it all the way........watch this space
  13. Just a quick note to let you know that the Halifax called today, and have agreeed to settle out of court. They say they admit no liability and that a cheque will be with me for £3.2k next week ( although their cards are still marked until I get it) They have been very difficult and obnoxious to deal with. Trying to wear me down, offering me ridiculous amounts to settle as full and final settlement, imposing conditions on the settlement - and basically calling me incompetent and irresponsible for not managing my account 'properly'. Just remember, it's their job to makes things difficul
  14. I got the exact letter about 2 weeks offering to settle fo nowhere near to what they owe me. ( they made 2 offers overall) I also refused , and am off to the county court to put in my forms first thing in the morning.....
  15. sorry - don't think I explained it clearly. They sent me a form downloaded from their internal website - I can send you this copy if you are able to make it available to others to download, as I have photcopies it ( I'm not very technical, so not sure if it's possible).
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