Dear Mr xxxx
Important Changes to your mint card.
To make sure we can continue to bring you a clever range of benefits, we must review our rates from time to time. Following such review, we noe advise that effective from the day after your November statement date, the monthly standard rate for purchase, 'transfer and save' trnasactions, cheques and money tranfers will increase to 1.527% this change will not affect any promotional rates on balance transfers or purchase transactions that you may have on your account,
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