Thanks for the replies. I shall send a letter asking for the claim to be issued.

Just had a letter back from Trowbridge Court in response to my N1: Can anyone translate the last two sentences into English for me? What are the legal implications of issuing or non issuing and why would anyone not wish their claim to be issued after going to all that trouble? Thanks in advance, Matt

Thanks again Michael. I've just used the updated POC's and will send off the forms with cheques tomorrow.

Thanks Michael I've been looking at the guide to filling in the N1 form: http://www.consumeractiongroup.co.uk/forum/bank-templates-library/681-4-particulars-claim-n1.html and I'm a bit confused with the daily interest calculation: "Plus interest pursuant to S.69 County Courts Act 1984 from date of issue to date of judgement/settlement at £xx.xx per day [(enter daily rate here - (CHARGES+OD interest)x 0.00022 = pence per day)] OR at such rate and for such periods as the court deems just." If I enter my CHARGES figure in pounds and multiply this by the daily interest in percent (0.00022) then surely the answer will also be in pounds and not pence like the example above, or am I missing something? Also, when exactly is the "date when the money became owed to you"? Is that the date of the first charge you are claiming for? Thanks again, Matt

Just found the answer by pure chance to no.1 - so just the 6 year thing...

Forget no.3 - just found the answer

Mornin' I am just filling in a couple of N1 forms for two accounts, and for fairly meagre sums, and have a few questions for you helpful people: 1. I am claiming only for charges incurred (+ std. 8% interest) and not interest charges because there don't seem to be any - is this fairly normal? 2. Is it recommended to only claim for the last 6 years charges dating back from the N1 form date? 3. I assume my court fees are included in the costs I can claim back if I win the case? (As I have said: my claims are for fairly small amounts which makes this quite a large issue.) Please excuse me if these have been answered before (I'm sure they have) but as you can see I've been registered on the forum for a while and have been slowly absorbing the information, but I haven't come across these particular questions. Thanks in advance for your help. Matt

I've just been told by Trowbridge County Court that they are referring each case individually to the judge.

I have just sent the template letter 'Letter Before Action' insisting they supply the missing info, but I'm sure I'll get a reply saying they only keep data for 6 years and then I'll be stuck.

Hello all, great site! I'm sorry if this question has been covered but I could not see any info on it. I am trying to claim from HSBC and I'm in the process of obtaining copy bank statements. After the extra 7 day letter (no response to the 40 day letter) was issued they have sent me bank statements dating back to 2001, but I have asked for copies for the life of the account which was opened in 1998 and where most of the charges lie. My question is can I insist on them providing statements back that far? Does the 'statement of truth' apply to the data protection act examples too? And what is my next step? Thanks in advance, Matt