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Billy Fury1

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About Billy Fury1

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  1. Re: Barclays bank PLC falsified my credit information with the credit agencies. Please could anyone assist with the below with good sound advise. I am considering replying to the Financial Ombudsman as per the below. Financial Ombudsman service Exchange Tower London E14 9SR 11/02/2017 Dear Sir/s Your ref: xxxxxxxxxxx I believe that Barclay Partner Finance are legally and morally responsible for the financial situation that resulted in my having to take money out of my pension, all of this is due to the business practices they BPF employed and
  2. Hi Martin I have had an update from Experian Credit Expert verbally on 14/08/16, they (Experian Credit Expert) have promised to send out confirmation correspondence directly to me re our conversation etc.... Experian have informed me that they (Experian) could see that the expired default date of 04/01/16 was removed from my report on or around the 14th of January 2016. The above would have Been exactly what I was expecting. However they (Credit Expert) see the re-instating of the very same default date on or around the 02/02/2016, changing the Default date to 13/08/2014 n
  3. I have had an update from Experian Credit Expert verbally on 14/08/16, they have promised to send out confirmation correspondence directly to me re the conversation etc.... Experian have informed me that they removed my expired default date (04/01/16) on or around the 14th of January 2016. The above would have Been exactly what I was expecting. However they re-instated the very same on or around the 02/02/2016, changing the Default date to 13/08/2014 now to expire 13/08/2020. They "Credit Expert" could not find any justification for this erroneous action and are now looking
  4. The issue I was describing re the SAR was a separate issue, the answer was relating to the: Re: Miss sold Insurance/packaged account fees reclaiming- Barclays Billy
  5. Hi Please would you be so kind as to comment on the attached letter I am about to send to Barclays re my claim for mis-sold package account. Many thanks Billy Barclays Claim letter.pdf
  6. Hi Martin I have uploaded a copy of the letter from Barclays as requested. I am awaiting confirmation from Experian as to how they (Barclays) managed to change my credit file and default date from 2010 to 2014 when they openly admit to having no actual real knowledge of this in the letter attached. What is the best course of action that you believe may be my way forward, any suggestions would be appreciated. Regards Billy 070916 PP Barclays No Idea comments.pdf
  7. Hi Martin I have been through all of the data that Barclays sent me. I cannot see anything that refers to the default being changed or anything referring to the default. I will ask Experian for information as to when this default was changed by Barclays if they will provide this to me. I did not have the luxury of time available to sort this issue out when I discovered what Barclays had done, I needed to pay my ongoing financial responsibilities at the time and I would have obviously been refused a loan through the normal channels due to the incorrect information on my cre
  8. Hi I see my losses in terms of having to have made drawdowns via my Personal Pension which amounted to around £20000, this was the amount that was required to meet my financial obligations during this period. I would have been happy to have taken out a more beneficial option should I have been in a position to do so. This situation was wholly due to Barclays changing the dates on my credit file, something of which I was not made aware of and did not receive any notification from Barclays whatsoever. I have stated previously that Barclays could offer me no answer
  9. I agree with you, it is possible to get a loan from a loan shark (High interest). That is not something that I would do nor is it something that I should have had to contemplate. When my work position was becoming untenable I decided that a normal low interest loan would be the best alternative to see me over the coming months. I duly checked out my credit file with Experian and discovered that the default date which should have expired on January 4th leaving my credit file as excellent, the dates had been changed by the bank. I contacted Experian to inform them what had oc
  10. Hi Martin Please could you advise how I confirm privately to Bankfodder my monetary loss as he has requested. I obviously don't want to post it for all to see. Please kindly advise. Billy
  11. I have used a form suggested by the forum which includes the wording re; the statements to accompany my claim. Cannot delet this element of the form. Billy
  12. Hi This is the same person but not the same issue, my CRA file is an issue on going, I have completed and sent a SAR request to the Bank over 40+ days ago and have not received anything back to date. Apologies as I am finding these threads a bit complicated as to where I should post etc. as I have not had much experience on these forums in the past. Many thanks Billy
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