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Hi all, I'm in the early stages of preparing my claim against HSBC for bank charges from Jan 2000 to June 2006. Charges to my account in that period have been approx £1400.00. I notice that on the online statements every month I have interest charged to my account for about £12 - £29, adding up to about £600.00, although I have gone over my agreed overdraft facility. So my question is can can I also claim for this £600.00 or can HSBC argue that it was a justified interest charge for being overdrawn. Any guidance will be greatly appreciated.

Mate, read my original !!! (this is why I posted) In fact please don't bother

Sorry to have wound you up by posting in the wrong forum !. I was asking a GENERAL question about an account that may not be covered by Legislation covered in this forum and could therfore be viewed by the majority of forum users. Perhaps a less curt reply next time, manners don't cost unlike the banks !!

Have cained me quite heavily over the past couple of years. After finding this great forum I am considering pitting my wits against them. However, with this account being one of the 'new breed' offset accounts I am wondering how I might fare. I have conducted a search of 'the one account' and 'virgin' on this site but nothing. Any advice appreciated.........................

Have cained me quite heavily over the past couple of years. After finding this great forum I am considering pitting my wits against them. However, with this account being one of the 'new breed' offset accounts I am wondering how I might fare. I have conducted a search of 'the one account' and 'virgin' on this site but nothing. Any advice appreciated............