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About HKS

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    Basic Account Holder
  1. Hi, I opened an account with co-op about six months ago. As I have had over 3 DDs returned in 3 months, they are shutting my account down. I have only ever been o/d by £2.00 and never more than 48 housr. I get money paid into my account twice a week. Is there anything I can do?
  2. I have received letter from Natwest saying they will not remove. Any ideas what to do now?
  3. That is fantastic. I am so pleased for you.
  4. http://www.consumeractiongroup.co.uk/forum/bank-templates-library/11644-allocation-questionnaires-guide-completion.html Try this - GREAT!!
  5. I am at that point too. I have no idea what to write in section G. I will spend some time and come back if I have any ideas. If you get any further, could you please let me know what you put. Many thanks
  6. Good stuff. Realy pleased for you. Enjoy it!!
  7. To be fair. I gave my sort code and account number and they were unable to trace - wonder if this is a new tactic!!
  8. HKS

    Please Help!!

    I guess my confusion comes in as the Prelim letter is if the charges have already been taken from you. I see what you are both saying though and it is just a matter of tweaking the letter slightly. Will get on that tomorrow. Appreciate the help. Thanks.
  9. In the FAQ's they say to make sure removal of default is part of the deal in regards to bank charges when it gets to court. Do you think it is worth going for both at the same time? I have only just realised how bad a default is. I was very naive when I was younger! The problem I have is that I have already sent off Prelim. I don't know whether to wait til court and go for both at same time as Natwest doesn't eem to pay up before it gets to court or deal with it seperately. If anyone has been there done that or knows what to do, I would be v grateful if you could give me some help.
  10. Hi ya. Did you use the letter in the template library?
  11. I am going after Natwest to get my charges back but also want my default from 10/2003 removed. As suggested in FAQs, I have started a thread t discuss. Does anyone have any ideas to help me move forward with this?
  12. HKS

    Please Help!!

    Have received statement from Paragon telling me I owe 250.00 in charges. I have paid the last installment for my agreement but they are telling me it can't be settled until the charges are paid. Where do you suggest I go from here? Thanks in advance for the help!
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